Type
Crossword
Description

This crossword contains the following questions and answers:

The first stage of money laundering. The goal is to introduce the unlawful proceeds into the financial system. Placement
Provides additional tools to prevent, detect and prosecute money laundering and the financing of terrorism. Patriot Act
This report must be filed for cash transactions greater than $10,000.00. CTR
A customer conducting this behavor may ask the reporting amount for a CTR. Suspicious Activity
A common tactic to laundering money is known as? Structuring
When a customer refuses or is reluctant to provide identification. Red Flag
Who is required to know their customers and detect suspicious activity. Employees
Report any unusual activity on this form and give the information to the BSA Officer. SAR Referral Form
Non-Compliance of the Bank Secrecy Act. Penalties
Involves moving funds around the financial system. Layering

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Bank Secrecy Act Word Search

Type
Word Search
Description

This word search contains the following answers:

date of birth
SSN
identification
late
Ten thousand plus
SIR
suspicious activity
cash transactions
account owners
twenty-four hours
Donnamarie Tyler
financial crimes
intergration
layering
placement
money laundering
MISL
CTR
Fincen
Bank Secrecy Act

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BSA/AML 2016 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Financial intelligence and enforcement agency of the U.S. Treasury Department charged with planning and execution of economic and trade sanctions. OFAC
Person that uses violence and intimidation in pursuit of political aims. Terrorist
The process of a business verifying the identity of its clients. (3 words) Know your customer
Collection of customer information prior to opening an account CIP
Business customer could receive this if they commonly deal with large amounts of cash. exemption
Must be filed on any known or suspected federal violation of law. SAR
Report filed for any transaction exceeding $10,000 in currency or coin. CTR
A bureau of the United States Department of the Treasury that collects and analyzes information about financial transactions in order to combat domestic and international money laundering, terrorist financing, and other financial crimes. Fincen
The collection and submission of information. reporting
The determination of quantitative or qualitative estimate of risk related to a well-defined situation and a recognized threat. (2 words) risk assessment
Word that refers to money in any form. currency
Out of the ordinary behavior in which a particular customer would not normally be expected to engage, and the institution knows of no reasonable explanation for the transaction. (2 words) suspicious activity
The concealment of the origins of illegally obtained money. (2 words) money laundering
The breaking down of a single sum of currency exceeding $10,000 into smaller sums, in order to evade reporting requirements. structuring
Examples of these are: Cashier’s checks, Money Orders and Savings Bonds. (2 words) monetary instruments
Provides that if the financial institution files a SAR in compliance with the law and regulations, the institution is safe from civil liability. (2 words) safe harbor
Requires all financial institutions, casinos, and certain other businesses to monitor customer behavior, file reports and maintain records. bsa
Cashes checks, money orders, traveler’s checks, and/or exchanges currency for more than $1,000 for any one customer on any day. msb
The history of one's activities, as financial dealings, by entering data in ledgers or journals, putting documents in files, etc. records

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Banking Terms Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

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Title 31 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

When a customer breaks up a large sum of money into smaller sums of money to evade the currency reporting or record keeping requirements of Title 31, it is called? Structuring
How many years must SARs and CTRs be maintained on file? Five
Under the bank Secrecy Act, Seven Clans Casinos are required to test their employees on Title 31 requirements every _____ months? six
All Seven Clans Casinos follow the _____ 24-hour period as their Gaming day. same
How many days after a transaction occurs, that requires a CTR, do we have to file the CTR? Fifteen
A complete CTR must be e-filed to which gov. agency within 15 days of the transaction? IRS
Which form is used to report suspicious activity, such as suspected money laundering, or evasion of CTR reproting? SAR
What does SAR stand for? ________ Activity Report Suspicious
A customer inserts approximately $1000 into a bill validator on a slot machine and only plays a few credits and cashes out. They do this to a few machines. This is called ________ gaming. Minimal
CTR is for? __________ transaction Report Currency
How many chances does an employee have to pass the Title 31 test before having to talk to their manager? Three
The casino must e-file the SAR within how many days? Thirty
BSA is the abbreviation for Bank ________ Act Secrecy

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BSA Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

How many calendar days do we have to submit a ctr to FinCEN? fifteen
_____ ______ is a negotiable instrument. cashierscheck
Anti Money __________. (AML) Laundering
If a member displays suspicious behavior you complete a ____. SAR
A form of breaking up transactions to avoid a CTR is called __________. structuring
Record of ______ purchase cash
What year did BSA originate? 19__ seventy
Where can find these coupon from? (CTR, RCP, SAR) UAD
You can also access these form on __________. encore
Can you inform a member of a SAR being completed on them? no
Office of ________ Assets Control foreign
RCP is not a _______ activity. secret
Bank Secrecy ____ act
When opening a new membership, you must review at least one official valid _________-issued photo ID government
_________ Identification Program customer
T or F ? A social security card is an acceptable second form of ID. false
________ Transaction Report currency
CTR's, RCP's, SAR's, CIP and OFAC fall under the BSA/AML _______ Program. compliance
________ Crimes Enforcement Network financial
Security Senior Vice President Robert _________ carlisle

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Financial Aid Cross Word Puzzle

Type
Crossword
Description

This crossword contains the following questions and answers:

If a student fails to repay a student loan on time, the student is in ____________. Default
The acronym for the amount of money a student and his/her family are expected to pay toward college expenses as determined by the FAFSA, also known as the Expected Family Contribution. EFC
One of the standardized tests that students generally take junior year of high school that is used by colleges to evaluate an applicant’s academic skills and abilities. ACT
The type of loan where the U.S. Department of Education does NOT pay the interest while you are in college. Unsubsidized
The type of loan where the U.S. Department of Education pays the interest while you are in college. Subsidized
The name of Federal low-interest loans for eligible students to help cover the cost of college or career school (HINT: it starts with the letter "s"). Stafford
Federal loans that parents of undergraduate students can sometimes use to help pay for their child's college or career school. PLUS
Your primary area of study chosen for college. Major
The name of the campus office that makes the decision about your acceptance to their school. Admissions
An area of interest studied at the same time as a major; however, fewer courses are required. Minor
Federal grant program providing need-based grants to low-income students. PELL
Type of college degree given if you complete four years of full-time study. Bachelor
Type of college degree earned if you complete two years of full-time study. Associate
The acronym for the application that you will fill out your senior year to apply for financial aid. FAFSA
The person at a college who helps students decide what classes to take, what major to pursue, and that makes sure student have fulfilled all graduation requirements. Advisor
The acronym for the report that a student receives after their FAFSA is processed. It is the report that is sent to your college, also known as a Student Aid Report. SAR
The legal document a student loan borrower must sign when he/she receives a loan. This document lists the terms for repayment of the loan, including interest. Promissory Note
This type of college or university is NOT run by the state and is generally smaller and more expensive. Private
The office at a college that is in charge of your financial aid, bills, and payments (HINT: It starts with the letter “b”). Bursar
The total cost to attend college before financial aid, including tuition and fees, room and board, books and supplies, and other living expenses (Hint: Acronym is “COA”). Cost of Attendance
A program that allows students to take a part-time campus job as part of their financial aid package. Work Study
Colleges/universities that are ran and regulated by the state or federal government. Public
The general term for money you borrow from the government, a bank or another source that need to be paid back, usually over an agreed period of time. Loan
Generally, a student that is taking more than 12 credit hours of classes is considered to be a _______ student versus part time student. Fulltime
The period of time following graduation when a student is NOT expected to start paying his/her loans back yet is known as a “______ period.” Grace
What we wish grew on trees!! Money
A kind of "gift aid" — financial aid that doesn’t have to be paid back and that is usually awarded based on financial need. Grant
The name of the official document that your high school guidance counselor will send to your colleges that lists the classes that you have taken and your grades. Transcript

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Bank Secrecy Act (BSA) Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Complete for cash transactions over $10,000 CTR
BSA designated to help the US Dpt of Treasury to safeguard the US from ____ ________. money laundering
Complete a ___ if a member changes his mind after advising a CTR will be completed. SAR
Process to verify the identity of all customers & entitites. customer identification program
Intentional breaking down of cash transactions into amounts over 10k to evade Federal currency transaction reporting. structuring
US ______ Act elevates the fight against terrorism and other illegal activities. Patriot
______ Financing is when funds that are legally or illegally obtained are used to finance acts of terrorism. Terrorist
Financial Instituions are required to _______ member information for a period of 5 years after the account is closed. maintain
OFAC is a _____ of the US Dpt of Treasury charged with preventing persons/entities from doing business with our enemies. bureau
Only Security and ____ _____ are responsible for contacting OFAC. Funds Services
One of the countries listed that NF does not do any business with Libya
If you come across a transaction involving any countries on the SDN list, contact BSA or _____ ____ ____ _____ in the Security Dpt. Financial Crimes and Risk
It is important to remember that all ______ are required to complete a SAR Coupon whenever they see something supsicious. employees

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Audit Questions Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

If a check hold is exteneded beyond the one day time frame, what regulation does this fall under? Regulation CC
What does BSA stand for? Bank Secrecy Act
What act does filing a Currency transaction report fall under? Bank Secrecy Act
What is an SAR? Suspicious Activity Report
What is the dollar amount that requires you to verify a makers signature when cashing a check or doing a withdrawal? Five Hundred
Does a currency exchange count towards the cash deposit/cash withdrawal totals to determine a CTR? (yes or no) Yes
What is dual control? Twopeople
What does IPS stand for? Information Protection Standards
Who can purchase a cashiers check or money order? Customer
How many people MUST sign the Vault Entry Log? Two
What does OCC stand for? Office Of Comptroller Of Currency
What is the maximum amount for a cash advance? Five Thousand

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Financial Literacy Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

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BSA Staff Training Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

What federal agency was designated to administer the Bank Secrecy Act? FINCEN
You must inform the _____________ of all SAR filings. BOARD
This agency administers and enforces economic and trade sanctions. OFAC
The ____________ is very important when filing a SAR. NARRATIVE
Attempting to avoid large currency reporting by breaking transaction into multiple transactions. structuring
Generally you must keep records for ______ years. five
A SAR must be filed within _____ days if more time is needed to identify the suspect. sixty
A SAR must be filed within _____ days. thirty
You must ________ your member. know
Which federal agency can penalize the credit union? NCUA
The USA __________ Act focuses on customer identification. Patriot
You must give the CIP notice _____________ to opening the account. prior
When thresholds for mandatory SAR filings are not met, you can __________________ file. voluntarily
All financial institutions must have a written Customer ___________________ Program. Identification
How often must you receive BSA training? (3 words) atleastannually
_________________ is one of the four critical elements of your BSA program. training
File a SAR every ___________ days if activity is on-going. ninety
A CTR must be filed within _______ days. fifteen
Red _______ warrant closer scrutiny, which will sometimes include filing a SAR. flags
Information sharing can be done with other financial institutions as long as you file an _____________ registration with FinCEN. annual

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