Puzzles and worksheets similar to Credit vs Debit Word Search

the ability to make purchases with the promise that the money will be repaid later
a card issued by a bank, retail store or business that allows the card holder to repeatedly purchase products and services on credit
the maximum amount of money that a credit card issuer will allow you to change
monies borrowed using a credit card
the percentage you pay on the money you have charged
the least amount you can pay on the card and till keep your account in good standing; typically, a percentage of what you owe on the outstanding loan or some pre-set minimal amount if your balance is low
the average amount you owe on the credit card during each day of the billing cycle
the date by which the credit card company expects to receive your payment
the amount of money you still need to repay
the interest payment you owe on the credit card balance
a period of time, generally 20-25 days, before a credit card company starts charging you interest on a purchase
a penalty you are charged for not making your minimum payment by the established payment due date
the amount of money the credit card issuer charges you for having the credit card account each year
money you are allowed to obtain in the form of cash through the use of an ATM or bank
the total amount of money you are allowed to take from the account in the form of cash
a brief transaction history showing purchases made with the credit card since the last statement
the amount you paid on the last credit card bill you received and any other payments you may have made since the last statement
the interest rate you pay each day on the outstanding balance
the yearly interest rate you pay on the credit card balance

annual percentage rate
balance transfer fee
capital collateral
over the limit fee
closed end credit
cash advance fee
pay by phone fee
access check fee
minimum payment
open end credit
credit bureaus
credit history
finance charge
service credit
line of credit
credit report
credit rating
down payment
grace period
schumer box
bankruptcy
collateral
annual fee
character
principal
capacity
late fee
due date
creditor
capital
credit
loans

annual percentage rate
financial institution
collection account
checking account
minimum payment
minimum balance
service charge
online banking
direct deposit
Check register
credit report
grace period
credit score
credit limit
credit union
delinquency
credit card
transaction
annual fee
withdrawal
debit card
overdraft
late fee
interest
borrower
transfer
deposit
Balance
lender
ATM

annual percentage rate
financial institution
collection account
compound interest
checking account
minimum balance
minimum payment
direct deposit
online banking
service charge
check register
credit report
grace period
credit union
credit limit
credit score
transaction
delinquency
credit card
debit card
withdrawal
annual fee
overdraft
transfer
interest
borrower
late fee
deposit
balance
lender
ATM

Monthly Periodic Rate
Average Daily Balance
Credit Card Statement
Available Credit
Previous Balance
Payments/Credits
Payment Due Date
Minimum Payment
Finance Charge
Account Number
New Purchases
Billing Cycle
Billing Date
Debit/Credit
Transactions
New Balance
Late Charge
Credit Line
APR

general purpose card
purchase history
available credit
monthly payment
minimum payment
spending limit
grace period
cash advance
schumer box
transaction
consolidate
charge card
credit card
cycle date
mastercard
store card
debit card
due date
interest
balance
late
bank
visa
cash
loan
APR
fee

The amount you pay each year to have a credit card. Some cards have annual fees and others do not.
The interest rate you will pay each month on the unpaid balances in your account.
The total charges you have made. When you do not pay your account in full, you are charged interest (APR) on the unpaid or “outstanding” balance.
The length of time between billing statements. A billing cycle is usually 30 days, but because of weekends, holidays and number of days in a month, a billing cycle may be as short as 25 days.
The interest rate charged when you take out a cash advance using your credit card. Most credit cards charge a much higher interest rate for cash advances than for regular purchases.
The most you can charge on your credit card. When you receive a new credit card, you are usually issued a set credit limit. You may be charged a fee of up to $40 for trying to go over that limit. In some cases, your credit limit may be increased or decreased.
A grace period is the time you have before a credit card company starts charging you interest on your new purchases. Most cards have a 25-day grace period. If you have an outstanding balance (you did not pay your balance in full), you will not be given a grace period. You will be charged interest on your balance.
Credit is not free! You are being lent money by a bank. When money is lent to you, you are charged for the service. This charge is called the interest or Annual Percentage Rate (APR).
A short term, usually low, interest rate offered by credit card companies to invite you to open an account. This interest rate will go up after a certain amount of time.
A payment that is received after the due date on the bill. Fees for late payments can range from $20 to $35 or more. Late payments may also trigger an increase in the interest rate on your account. NOTE: Some credit card companies will raise your interest rate if you are late with other payments to other credit card companies, even if you were never late with the company that raised the rate!
Shown on your credit card statement, the lowest amount you can pay every month without triggering additional finance charges (besides interest). Paying only the minimum payment means you will end up paying much more in interest. It is the most expensive way to use your credit card.
Often used as a "first credit card" or a way to reestablish your credit rating. This kind of card is "secured" by money you deposit in a special savings account. For instance, if you deposit $500, your credit card limit generally will be for that amount. If for some reason you cannot pay your credit card bills, your credit card bill will be paid from the savings account. You can still be charged late fees and other charges.
Fees charged when you make certain types of transactions using your credit card. Transaction fees are typically taken for cash advances and cash-like transactions, such as money orders and wire transfers.
Federal law requires lenders to tell you about the costs, terms, and conditions at the time they offer you a loan or credit card. But you have to read the fine print on the offer and on anything else they mail you.

annual percentage rate
financial institution
collection account
checking account
minimum payment
direct deposit
credit report
credit score
credit union
grace period
credit card
credit limit
annual fee
debit card
delinquency
withdrawal
overdraft
borrower
interest
late fee
Balance
lender
ATM

Check register Balance ATM
annual percentage rate
minimum payment
service charge
credit report
credit limit
credit score
grace period
transaction
credit card
delinquency
withdrawal
annual fee
collection
transfer
borrower
interest
late fee
account
lender

smallest amout of money you can pay to avoid a late fee
the day that you have to pay your bill
the amount of money that is available for you to spend on your credit card
The maximum amount of money you can charge on your credit card
the amount of interest you pay for borrowing money
the date that your statement is printed
a card that allows you to buy now and pay later
a card that is used to make purchases using money in your checking account
the amount you currently owe your creditor
the date in which a purchase or credit shows up on your credit card statement
the once a year cost of owning a credit card
the yearly interest rate charded on credit card balances
the period of time after a payment deadline when the borrower can pay without a late fee