Type
Crossword
Description

This crossword contains the following questions and answers:

when something is bought that is not paid for credit
a predetermined amt. of time set by the credit card company that is used for calculating a credit card bill billing cycle
interest rate paid per year or charged per year APR
score that summarizes the probability that a debtor will pay a debt and is a reliable way that creditors judge credit worthiness FICO score
organization or person who extends credit to debtors creditor
describes the action when interest builds upper adds to principal accrues
the penalty charged for late payments in a credit card transaction late charge
describes the situation when a borrower fails to make payments according to the schedule set up default
form on which loan applicant must supply personal and financial data that will assist in the loan decision-making process FAFSA
average amt. owed per day during a billing cycle average daily balance
interest that is charged to a buyer when paying for a purchase or service over time finance charge
special type of credit card where the monthly bills for all purchases must be paid in full and there is no interest charge charge card
describes the situation in which the min. payment on a credit card is less than the interest that is being charged negative amortization
balance of money in an account or amt. borrowed principal
accumulated interest that will be added to the loan when the repayment period begins interest capitalization
situation when no payment is is required a loan defer
involuntary form of wage assignment wage garnishment
card the entitles its holder to make purchases and pay for them later credit card
card that acts like an electronic check debit card
type of credit card where the entire bill does not have to be paid in full each month revolving charge account
diff. between the max. amt. allowed and the actual amt. owed on a credit card available credit
info. box required on credit card statements to show how long it would take for the balance to be paid off min. payment warning box
debit that is the amt. charged to an account; a credit is a payment made to reduce your debt debit/credit
organization or person who uses credit debtor

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Financial Literacy Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

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Banking Terms Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

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Personal Finance Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

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CREDIT CROSSWORD

Type
Crossword
Description

This crossword contains the following questions and answers:

This is the three-digit number that summarizes how well a person has handled credit and debt. credit score
This is the amount available to be charged to a credit card. available credit
This is the maximum amount that can be charged to a credit card. credit limit
The total cost of borrowing, including interest and fees. finance charge
A compilation of the credit history of an individual, from which a credit score is generated. credit report
The annual interest rate you will be charged if you carry balances on a credit card. annual percentage rate
When your payment must be made in order to avoid a late payment fee. due date
Exceeding the amount that is allowed to be charged on a credit card. overlimit
You might be charged this if your payment is not made on time. late fee
The lowest amount required to be paid to satisfy your current bill. minimum payment
Someone who signs an agreement to pay your loan if you default. cosigner
A credit reporting agency. credit bureau
This is charged yearly for use of a particular credit card. annual fee

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Credit Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Credit as a one-time loan that you will pay back over a specified period of time in payments of equal amounts. Closedend Credit
A time in which no finance charges will be added to your account. Grace Period
maximum amount of money a creditor will allow a credit user to borrow. Line of Credit
The income you recieve Net income
Credit as a loan with a certain limit on the amount of money you can borrow for a variety of goods and services. Openend credit
The interest computed only on the principal, the amount you borrow. Simple Interest
A portion of the total cost of an item that must be paid at the time of purchase. Down Payment
The cost of credit on a yearly basis, expressed as a percentage. Annual Percentage Rate
The total dollar amount you pay to use credit. Finance charge
Agreeing to be responsible for loan payments if the other person fails to make them. Consigning
A measure of a person's ability and willingness to make credit payments on time Credit rating
A legal process in which some or all of the assets of a debtor are distributed among the creditors because the debtor is unable to pay his or her debts. Bankruptcy

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Personal Finance Chapters 1 and 2 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. Personal Finance
An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt
A fee paid by a borrower to the lender for the use of borrowed money Interest
The granting of a loan and the creation of a debt; any form of deferred payment Credit
A system by which goods and services are produced and distributed Economy
A person or organization that buys/uses goods or services Consumer
A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan
The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy
Interest paid on interst previously earned Compound Interest
An account that generates interest income on the available balance in the account Interest-Bearing
The five steps to financial success Five Foundations
The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation
Saving money over time for a large purchase Sinking Fund
A savings account that is set aside to be used only for emergency expenses Emergency Fund
A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate

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Unit D Business Math Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

interest that a company charges to a credit card account for not paying the total due finance charge
the finance charge method that is based on the portion of the previous balance you have not paid unpaid balance
the finance charge method that is based on the daily balance average daily balance
a fee assessed if you don't pay your credit card bill on time late fee
a loan that you repay with ONE payment single payment
the total amount you must repay on a loan maturity value
the amount of money that you borrow principal
the amount of time for which the loan is granted term
interest based on 360 day year ordinary
interest based on a 365 day year exact
a loan you repay in EQUAL payments installment
a portion of the cash price of the item you are purchasing before financing the rest down payment
the portion of the cash price that you owe are making the down payment amount financed
an index showing the cost of borrowing money on a yearly basis annual percentage rate

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Credit Cards Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Any card that may be used repeatedly to borrow money or buy products and services on credit. Creditcards
Any card that may be used repeatedly to borrow money or buy products and services on credit. Debitcards
A payment made to a professional person or to a professional or public body in exchange for advice or services. Fees
A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money
The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Interest
The amount of money owed to the credit card company. CreditcardBalance
A place where you can keep your money safe Bankaccount
When you don't pay bills on time Badcredit
When you pay your bills on time Goodcredit
A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Credit
When a person you work for or your boss pays you not in cash Check
A price that one has to pay Bill
When you put money or a check into your acount deposit
The record of use of debt. Credithistory
A bank account equally shared by two or more people Jointaccount
Charged by a credit card company each year for use of a credit card. Annualfee
A three digit number that summarizes how well a person or business has handled debt and credit Creditscore
The total cost of borrowing, including interest and fees, expressed in a dollar amount. financecharge
Consumers or businesses seek legal assistance when bills cannot be paid. Bankruptcy
An amount owed Debt

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Credit 101 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

How many credit bureaus are there Three
Buy item on credit Finance
charge for borrowing money Interest
Installment Contract Loan
First Credit Card Dinnersclub
Credit Risk Credit Score
List of account and payment history Credit Report
open ended account Revolving
Second person on contract Co-Signer
Past due Delinquent
Relief of debt Bankruptcy
sold debt Collection
national credit reporting agencies Credit Bureaus
when bill is due Due date
Lawsuit for debt Judgement
Open ended offer to borrow Line of Credit
property taken back by creditor Reposession
loan with collateral Secured Credit
Current stat of account Status
Interest amount that adjusts Variable Rate

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credit & debt vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

fee charged by a credit card company for the use of their credit card annual fee
cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan APR
tool used to finance a purchase credit card
preferred method of debt repayment; includes a list of all debts organized from smallest to largest balance; minimum payments are made to all debts except for the smallest, which is attacked with the largest possible payments debt snowball
type of card, often bearing the seal of a major credit card company, issued by a bank and used to make purchases. unlike a credit card, the money comes directly from a checking account; also called a check card debit card
act of combining all debts into one monthly payment, typically extending the terms and the length of time required to pay the debt debt consolidation
a fee for the cost of credit or borrowing finance charge
process by which the holder of a mortgage sells the property of a homeowner who has not made interest and/or annual payments on the time as stipulated in the mortgage contract forclose
time period during which a borrower can pay full balance of credit due with no finance charges grace period
interest rate charged to a customer during the initial stages of a loan introductory rate
amount of money a credit card company issues to the borrower credit limit
a decline in the value of property; opposite of appreciation depreciation
a long-term rental agreement, and a form of secured long-term debt lease
the length of a loan loan term
information that has been passed on but is not true myth
your belief system; the way you see or perceive things paradigm
expense that a taxpayer is allowed to deduct from a taxable income; examples include money paid as home mortgage interest and charitable donations tax deduction

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