Type
Matching Worksheet
Description

the chance or the possibility of losing money risk
a plan of how much you will spend and save for a period of time budget
spending no more than what you have or what you can afford live within your means
guaranteed against losing the money insured
an arrangement with a bank that allows a person to put in & take out money. deposit account
to take out money from the bank withdraw
the person or business a check is made out to payee
a check that is not accepted because there's no enough money in the account bounced check
a card that lets you take money directly out of your account to make a purchase. debit card
a deposit account that pays more interest than a savings account, has a fixed date when bank will pay you back. when bank pays you certificate of deposit
the date when money will be paid back. maturity date

Banking Terms Crossword

Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

TEST 3 - BANKING AND SIMPLE INTEREST Crossword

Type
Crossword
Description

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit checking account
A financial institution licensed to receive deposits and provide financial services to the public bank
Adding money to your account deposit
taking money out of your account withdrawal
a piece of paper that tells a bank to pay money from an account to the payee on the paper check
looks l ike a credit card but money is immediately taken out of checking account when this is used. debit card
an electronic transfer of money directly into your checking account direct deposit
insufficient funds in the account or a negative balance overdraft
automated teller machine atm
to use a debit card you need to know your _________ pin
in this type of checking account, only one person can make withdrawals single
a record of all transactions in your checking account check register
a withdrawal from your account shows up as a _________ on your register debit
a deposit to your account shows up as a __________ on your register credit
a printed statement that you get in the mail that shows all of your transactions and current balance bank statement
money the bank adds to your savings account as payment for using your money interest
interest that is calculated only one time on the original principal simple
the original amount your deposit to open a savings account principal
the account balance after the interest has been added future value
the piece of paper you give the bank when making a deposity to your account deposit slip
the receiver of the transfered funds (from a check) payee
signing the back of a check written to you saying you are the payee endorse
what does the "r" stand for in the simple interest formula? rate

Personal Finance Vocabulary Crossword

Type
Crossword
Description

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

Financial Literacy Terms Crossword

Type
Crossword
Description

one who takes risk and initiative to set up their own business entrepreneur
tax paid on business profits corporation tax
amount of pay you ear before any deductions are made gross pay
these are taken away from the tax amount you owe tax credit
the principle states that you cannot make a profit from insurance indemity
amount of pay you take home after all deductions net pay
an entrepreneur must be will to take this in order to set up a business risk
this principle state that you must tell the whole truth when applying for insurance utmost good faith
this type of checking account pay customers interest interest bearing
to designate oneself as the payee by signing a check endorse
a written order used to tell a bank to pay money from an account to a check holder check
Electronic Funds Transfer EFT
a check written to this person payee
not enough money in the account to cover the check insufficient funds
this type of account one person can make withdrawals single
this type of account are owed by more than one person joint
things that are necessary needs
things you would like to have wants
when you set money aside for a "rainy day" emergency funds
The amount of money you allocate to pay for items budget
everything you need, want or do requires what money
when you take money out of your bank account withdrawal
the amount of money you have available in your account balance
person identification number PIN
check returned to drawer's account and funds are withdrawn check clearing

Personal Finance Crossword

Type
Crossword
Description

Regulates US monetary system and financial system Federal Reserve
Member owned organization Credit Union
Magnetically encoded numbers on a check Routing Number
Computer terminal that takes place of a human bank teller ATM
Transaction deposit account that's held at a financial institution Basic Checking Account
A written, dated, and signed instrument that allows you to take money out of your account to pay someone Check
A card issued by a bank allowing the holder to transfer money electronically Debit Card
Electronic transfer of a payment directly from the account of payer to the recipients account Direct Deposit
A deficit in a bank account caused by drawing more money out than the account can hold Overdrafts
Loan you get based on your pay check Payday Loan

Banking Terms Crossword

Type
Crossword
Description

Money deposited with a financial institution for investment and/ or safekeeping purposes. Account
Automated teller machine ATM
The amount of money in a particular account Balance
An establishment for lending, insuring, borrowing, exchanging, and safe guarding money. Bank
A check that a bank has refused to cash or pay because you have no funds to cover it in your account. Bounced check
A “used Check” that has been paid and subtracted from the check writer’s account. Canceled check
Any written document instructing a bank to pay money from the writer’s account. Check
An account for which the holder can write checks. Checking account
A check “clears” when its amount is debited from the payer’s account and credited to the payee’s account. Clear
A banking card that is enhanced with ATM and POS features that can be used to purchase goods and services. Debit Card
An itemized slip showing the exact amount of the cash, coin and checks being deposited into a particular account. Deposit slip
An individual or company that puts money in a bank account. Depositor
To sign, as the payee, the back of a check before cashing, depositing, or giving it to someone else. Endorse
- A governmental agency establishes by Congress to organize and regulate banking throughout the United State. Federal reserve system
A savings or checking account established in the names of more than one person. Joint account
When a check is written for more money than is currently in the account. Overdraft
The date when the transaction is recognized on your account. Posting date
A monthly fee a bank charges for handing a checking account Service charge
A request made to a bank to not pay a specific check. Stop payment
An amount of money taken out of an account. Withdrawal

Banking Vocabulary Crossword

Type
Crossword
Description

A record of transactions, usually sent monthly statement
Automatic Teller Machine ATM
Take money out of an account withdraw
Annual Percentage Rate APR
Functions like a check Debitcard
When you take more money from account than you have overdraft
Written order to a bank to pay out an amount from your account check
Money borrowed from a bank to be repaid with interest Loan
Money paid for the use of money lent to borrower interest
the amount in account after transactions are totalled balance
Another word for money deducted from account debit
An account that pays you interest to keep your money in it Savings
An account you access with checks checking
A loan to buy a house Mortgage

Balancing a check Crossword

Type
Crossword
Description

an extension of credit from a lending institution when an account reaches zero overdrafts
A nine digit number associated with your bank account that is used to determine where to send a fund to or from Routing number
a transactional deposit account that allows you to withdrawal and deposit money basiccheckingaccount
a written, dated and signed instrument that allows you to take money out of your account to pay someone check
is a plastic payment card that provides the cardholder electronic access to their bank account at a financial institution Debitcard
Electronic funds that are deposited directly into your bank account rather than through a paper check directdeposit
A type of short-term borrowing where an individual borrows a small amount at a very high rate of interest. paydayloan
Keep their money in the bank in order to be able to loan money to each other, which helps achieve these financial benefits creditunion
the number on a check routingnumber
A bank that provides the nation with a safe, flexible and stable monetary and financial system. federalreserve

Savings Accounts Crossword

Type
Crossword
Description

To put money aside for future use. Save
The recommended amount to save. tenpercent
Saving your money rather than spending it is called a ____________cost. opportunity
A person should always have _________pay saved incase of emergencies. sixmonths
A collection of money used for retirement that is slowly deminishing. socialsecurity
When employers pay you a percentage of your retirement investment. ______Method matchby
Rate of return is also called: interest
Interest calculated on principle (deposit) and previously earned interest. compound
Interest calculated on only the principle (deposit). simple
Money in the bank is used as a __________for other people or businesses. loan
Investing in a savings account helps the: economy
Savings account that will accepts deposits and withdraws at any time. regular
Savings account that can be accessed with a limited number of checks. moneymarketfund
Savings account that has a maturity date. certificateofdeposit
Savings account that has a higher interest rate. CD
Savings account that pools money together to make small investments in other companies. moneymarketfund
Organization that insures banks up to $250,000 FDIC
Investments NOT insured federally.__________firms. brokerage
The ease of converting something of value to cash. liquidity
The risk of the value of a dollar going down. inflation

Personal Finance Definitions Crossword

Type
Crossword
Description

expenses beyond your regular monthly spending (Emergencies, vacations, social events, repairs, major purchases). Short-term needs
expenses that are costly and need years of planning and saving. Long-term needs
cash allowances awarded to students to help pay for education costs Scholarships
money may be borrowed for your education in the form of student loans
All students loans are combined into one large loan, which results in one monthly payment, rather than many payments. Loan consolidation
Forms of educational funding that do not have to be repaid and usually do not require students to maintain certain standards Grants
students can work at the campus or other college location to earn money work-study
the amount of money you deposit into your savings account principal
a deposit that earns a fixed interest rate for a specified length of times certificate of deposit
a measure of how quickly you can get your cash without loss of value. Liquidity
the date on which an investment becomes due for payment. maturity date
type of savings account that offers a more competitive interest rate than a regular savings account money market account
you are guaranteed not to lose your savings deposit, even if the blank or other financial institution fails and goes out of business safety of principal
your net pay is electronically deposited into your bank account direct deposit
represent money you have authorized your bank or other organization to move from one account to another at regular intervals Automatic deductions
a plan in which you authorize your employer to make automatic deductions from your paycheck each pay period payroll savings plan