Type
Word Search
Description

Residence Premises
Replacement Cost
Actual Cash Value
Endorsements
Additional Payments
Medical Payments
Liability
Property Damage
Bodily Injury
Conditions
Exclusions
Perils
Additional Expenses
Special Limits
Personal Property
Additional Structures
Dwelling

Homeowners Insurance Word Search

Type
Word Search
Description

Structure
Location
Replacement Value
Actual Cash Value
Damage
Policies
Depreciation
Endorsements
Specialized Coverages
Medical Payments Coverage
Personal Liability
Personal Property Floater
Inventory
Personal Property
Additional Living Expenses
Homeowners Insurance

Property & Liability Insurance Crossword

Type
Crossword
Description

Is insurance that protects renters from property and liability risks. Renters policy
Is an insurance that protects property owners from property and liability. Homeowner’s policy
: Is a written amendment to an insurance policy. Policyholders often use endorsement to add coverage to their policy for an additional premium. Endorsement
A provision requiring policyholders to insure their building for a stated percentage of its replacement value in order to receive full reimbursement for a loss. Coinsurance clause
Is an insurance to protect against claims for bodily injury to another person or damage to another person’s property Liability coverage
: Is a dangerous place, condition, or object that is particularly attractive to children, such as swimming pools. Attractive nuisance
Is automobile insurance that protects you own car against damage from accidents or vehicle overturning. This coverage will pay for the damage to your car in the event you are at fault and the other driver’s liability insurance does not have to pay. Collision coverage
Is automobile insurance that pays for medical, hospital, and funeral costs of the insured and his or her family and passengers, regardless of fault. injury protection
Is automobile insurance that pays for your injuries when the other driver is legally liable but unable to pay. motorist coverage
Is automobile insurance in which drivers involved in an accident receive reimbursement for their medical and repair expenses from their own insurer. No fault insurance
Known as personal catastrophe policy, supplements your basic auto and property liability coverage by expanding reimbursement limits and including some risks that were excluded in the basic coverage. Umbrella insurance
: Is insurance coverage for the insured’s move able property wherever it may be located. Floater
The causes might be fire, theft, tornado, hail, water, falling objects, natural disasters, and acts of vandalism. Comprehensive

Property Insurance Crossword

Type
Crossword
Description

Policy provides a list of causes of loss that are covered. NamedPerils
Policy covers all causes of loss except those specifically excluded. OpenPerils
Taking of property using or threatening bodily harm. Robbery
Taking of property that involves forcible entry to or exit from the property. Burglary
Includes any act of stealing. Theft
Specified amount of each loss the insured must bear. Deductible
Process in which a disputed claim is decided by a neutral third party. Arbitration
Cost to replace property without accounting for depreciation. ReplacementCost
Cost to repair or replace minus depreciation. ActualCashValue
Acronym used to represent to parts of a policy. Dice
Limit for a single item for a single limit. Specific
Limit for one or more items of property on a single policy with amounts on a schedule. Scheduled
Limit for property located at more than one location or more than one type of property or both. Blanket
Used to encourage insured to carry enough insurance to value. Coinsurance
An organization not normally protected by a policy but through endorsement is granted status as an insured. Additional Insured
A person protected by an insurance contract. Insured
Type of loss that causes direct damage. DIrect
Type of loss that is not the result of a peril. Indirect

5-4 Auto Insurance Crossword

Type
Crossword
Description

type of insurance that pays for the repair or replacement of an insured car if it is damaged no matter who is at fault. Usually required if there is a loan on the car. collision insurance
insurance that pays for part of the cost of a rented car if a car is disabled because of a collision. car rental insurance
insurance that covers towing or road service when a car is disabled. emergency road service insurance
a person who predicts how many customers will submit claims based on a criteria such as age or sex or marital status or driving record and residence. actuary
an extra fee paid to car insurance company for dividing an annual premium into monthly, quarterly or semiannual payments. surcharge
part of the repair or damages that a driver has to pay before the insurance company pays. deductible
covers bodily injury during an accident liable, the responsible person that pays for damages they cause with their automobile. bodily injury liability
at fault for causing an accident. You can be sued for this. negligent
contract between a person and insurance company. The driver pays a fee and the company covers certain costs when the driver makes a claim. premium, the amount paid for an insurance policy. automobile insurance
a request for payment by a driver involved in an accident to an insurance company. claim
insurance that covers a person from damages. liability insurance
insurance that covers damage a driver causes to another person's property. property damage liability
coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses. uninsured motorist protection
an added insurance coverage mandatory in some states that pays for any physical injuries that the driver or passenger sustain while in the vehicle. Also called no fault insurance. personal injury protection
same as personal injury protection. no fault insurance
insurance that covers the repair or replacement of parts of an insured car damaged by fire or vandalism or any other disaster. it also covers if the car is stolen. comprehensive insurance

Personal Auto Policy Search Word Search

Type
Word Search
Description

actual cash value
acv
Bodily injury
collision
covered auto
Declarations Page
Exclusions
family member
general provisions
insuring agreement
Liability
limit of liability
maximum limit paid
medical payments
Named Insured
newly acquired auto
non owned auto
other insurance
other than collision
outside the state
property damage
stacked
supplementary payments
trailer
transportation expenses
uim coverage
uninsured motorists

chapter 6 Word Search

Type
Word Search
Description

actual cash value
homeowner's insurance
inflation guard clause
loss of use
natural risks
perils
personal liability
renter's insurance
replacement cost
schedule
settlement recourse
umbrella policy

INSURANCE BINGO RICHARD FRAIN 443-597-3881

Type
Bingo Cards
Description

Accident
Actual Cash Value
Appraisal
Beneficiary
Claim
Conditions
Declarations
Deductible
Endorsement
Effective Date
Hazard
Liability
Named Insured
Named Peril Coverage
Indemnity
Premium
Replacement Cost
Term
Umbrella
Risk
Adjuster
Insurance
Personal Injury Protection
Loss
Limits
Lapse
Insurer
Insured
Flood
Bodily Injury
Collision
Comprehensive
Accident Forgiveness
Vanishing deductible
Identity theft
Ordinance or Law
Dwelling
Other Structures
Roadside Assistance
Minor Violation Forgiveness

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Property and Casualty Crossword

Type
Crossword
Description

leases, easement of license agreements, agreement with a municipality as required by ordinance, sidetracke agreement, elevator maintenance agreements LEASE
Oral or false statements injurious to a person's reputation; a false and malicious statement of report about someone SLANDER
A fasle publication, as in writing, print, signs, or picture that damages a person's reputation LIBEL
Legal doctorine that states that an agent has the authority specifically given to the agent,either orally or in writing, by the principal is what type of authority EXPRESS
A civil wrong for which monetary damages may be providded; does not include losses arising out of contracts TORT
Liability that a person or business incurs because of the actions of others, such as family members or employees VICARIOUS
Type of policy that provides broad coverage for an insured's liability over and above liability covered by an underlying contract; may also cover losses that are excluded by the underlying policiy; available as personal or commercial UMBRELLA
The taking of property by a person unlawfully entering or leaving the premises as evidenced by visible signs of forced entry or exit BURGLARY
Defined in most policies to include injury, sickness, disease, and death resulting from any of these at a time (Abbr) BI
A broad term encompassing any unlawful taking of property, including burglary and robbery THEFT
The intentional relinquishment of a known right WAIVER
Type of physical damage coverage that covers loss that occurs when the insured auto strikes another object or vehicle; may also include upset or overturn of the insured auto COLLISION
A loss that occurs at a specific time and place or over a period of time OCCURRENCE
A from attached to an insurance policy that alters the policy's coverage, terms, and conditions. The additional coverage is listed in the policy, and the cost of insuring each risk must be added to the cost of the premium ENDORSEMENT
Section of an insurance policy that lists property, perils, persons, or situations that are not covered under the policy EXCLUSIONS
Policy that provides property and liability coverage both owned and non-owned autos used, maintained, or operated by the insured and the insured's family members (Abbr) PAP
General term used to desribe someone who sells insurance, such as an agent, broker, or solicitor producer
Under the claims-made CGL form, a date stipulated in the declerations as the first date on which an event may occur and be covered by the policy if a claim is filedis what date Retroactive
Damage to or destruction of property, including loss of use of the propertyis what kind of damage property
A condition or situation that presents a possibility of a loss EXPOSURE
The chance or uncertainty of a loss risk
There are three types: moral, morale, physical Hazard
One policy limit that applies to both BI and PD losses is what limit single
Type of policy limit found in liability policies that limits coverage to a speciified total amount for all losses occurring within the policy period is what limit Aggregate
The withholding of a material fact involved in the contract on which the insurer relies Concealment
The lack of reasonable care that is required to protect others from the unreasonable chance of harm Negligence
Policy condition that outlines a procedure for when the insured and insurer disagree on the amount of a loss. Each party selects an appraiser and two appraisers select an umpire. Appraisal
Condition found in property insurance contracts that provides that if the insurer broadens coverage under a plicy form or endorsement without requiring an additional premium, then all existing similar policies or endorsements will be construed to contain the broadened coverage Liberalization
Replacement cost minus depreciation (Abbr) ACV
Tendency of insureds with a greater than average chance of loss to purchase insurance is what type of selection Adverse
Restores an inusred to the approximate condition before the loss, no better or worse. Indemnity
Federal law designed to ensure that insurance coverage for terrorism losses under commercial line policies will be available and affordable. (Abbr) TRIA
Financila loss resulting directly from a loss to property is what type of loss Direct
An insurance policy or an addition to another insurance policy, covering personal property deemed to be easily movable. Covers property lost,damged, or destroyed Floater
A deliberate misrepresentation that causes harm; an all out effort by one party to decieve and cheat another; must have intent FRAUD
Program established by law that makes property insurance available to insureds who might otherwise be uninsurable in the standard market (Abbr) FAIR
Oral or written statement that provides immediate insurance protection for a specified period; designeed to provide temporary coverage until a policy is issued or denied Binder
Package policy designed to provide broad property and liability coverage for small businesses; eligibilty requirements are stricter than the CPP (Abbr) BOP
An action that, in natural and continuos sequence, produces a loss. is what cause proximate
Statements on an insurance application that the applicant beleives are true; not considered a matter to which the parties contract, so a policy cannot be voided on this basis Representation
Prevents double recovery by assigning or substituting the right of one party to another to collect damages from another party Subrogation
A specific agreement between the insured and the insurer that becomes a part of the insurance policy, a breach of warranty can void the policy Warranty
Absence of both people and property vacancy
Type of contract that is one sided Unilateral
insurance policy that protects the insured from losses caused by any peril that is not specifically excluded by the policy is what type of peril policy Open
Coverage A: dwelling; B:Other structures; C: Personal Property; D:loss of use; E: Personal Liability; F: Medial payments; is what type of policy Homeowners
Ammount of expenses that must be paid out of pocket before insurer will pay any expenses coverd from a loss Deductable
Risk in which there is no chance of gain, only loss Pure

Home Insurance Crossword Puzzle

Type
Crossword
Description

Many insurance companies will give you a ______________ when you purchase both auto and home insurance policy with them discount
A home insurance policy covers your liability if someone slips on your sidewalk and has a _______________ (2 words) personal injury
The part of your home insurance policy that pays for damage you unintentionally cause, person damage or injuries other people liability
The amount that it would cost you to go out and replace your old damaged TV in the store today (2 words) replacement value
The decrease in value of your property or the difference between the ACV and the replacement cost depreciate
Proving your ownership of lost or damaged property or the reason Mom says you should keep your receipts (3 words) proof of loss
The current or "book value" of your personal property (3 words) actual cash value
If your place has a fire and it is getting fixed, insurance coverage will help pay for a __________ (2 words) temporary stay
Insurance policy provision that states you will pay a specified amount of a claim before the company pays deductible
A home or renter's insurance policy pays for ______________ if you have a fire and it destroys your home or apartment complex (2 words) property damage
The amount you pay for in exchange for insurance coverage premium
A request for payment under the terms of the insurance policy claim
A written document that serves as evidence of an insurance contract with contains the pertinent facts about the policy owner, the insurance coverage, and the insured and insurer policy

Accounting Terms: Back to Basics Crossword

Type
Crossword
Description

describes the sources and uses of cash for a reporting period Statement of cash flows
charge for using money until repaid at a future date Interest
security that represents ownership in a corporation; holders exercise control by electing a board of directors and voting on corporate policy Common stock
amount by which a company's value exceeds the value of its individual assets and liabilities Goodwill
class of ownership in a corporation that has a higher claim on its assets and earnings than common stock Preferred stock
net sales minus cost of goods sold Gross profit
record within an accounting system where increases and decreases in a specific asset, liability, equity, revenue, or expense are entered and stored Account
process of allocating the cost of an intangible asset to expense over its estimated useful life Amortization
an entry that increases asset and expense accounts, and decreases liability, equity ad revenue accounts Debit
income statement, balance sheet, statement of changes in owner’s equity, and statement of cash flows Financial statements
customers and other individuals and organizations who owe a company Debtors
journal entry at the end of an accounting period to bring an asset or liability account to its proper amount and update the related expense or revenue account Adjusting entry
total cost of an asset less its accumulated depreciation Book value
an asset created by selling products or services on credit Accounts receivable
method to assign cost to inventory that assumes items are sold in the order acquired FIFO
entity created by law and separate from its owners Corporation
inflows of assets in exchange for products and services provided to customers as part of a company’s operations Revenues
length of time an asset will be productively used in the operations of a business Useful life
occurs when expenses exceed revenues Net loss
merchandise a company owns and expects to sell in its normal operations Inventory
estimate of amount to be recovered at the end of an asset's useful life Salvage value
expense created by allocating the cost of plant and equipment to periods in which they are used; represents the expense of using an asset Depreciation
resources owned or controlled by a company that provide expected future benefits to the company Assets
a liability created by buying products or services on credit Account payable
obligations due to be paid or settled within the longer of one year of the operating cycle Current liabilities
equals a corporation’s accumulated net income (loss) for all prior periods that has not been distributed to shareholders Retained earnings