annual percentage rate
Average daily balance
Daily finance charge
cash advance limit
Payment due date
annual percentage rate
annual percentage rate
Available for age group 16-22
Student Checking offers _____no-fee ATM transactions per statement cycle at non-FFC ATMs (other banks may charge you a fee for using their ATMs)
This account is perfect for customers who want to eliminate account fees and maintain lower account balances.
Minimum balance for Interest Checking
Minimum age for Prime Life Interest Checking.
Prime Life Interest Checking and Relationship Banking offer ________ATM Transactions at Non FFC ATMs (other banks may charge you a fee for using their ATMs).
Prime Life Interest Checking offers a ______ dollar discount on safe deposit boxes.
Prime Life Interest Checking has ______ minimum daily balance requirement.
Requires $2,000 minimum daily balance to avoid a service fee.
If balance falls below minimum balance required for a Relationship Banking account a _____ dollar fee is charged.
Relationship benefits will be extended to all customers that maintain $15,000 in total deposits or $__________ in combine deposit and consumer loan balances (excluding mortgages and credit cards)
With a Relationship Banking account a customer will earn an extra ____________ on their CDs.
___________ __________ is the only account that offers our customers No-Fee Medallion Signature Guarantee.
With our __________ __________ _________ _________ our customers earn 1 point for every 4 dollars spent.
With all of our personal accounts our customers can take advantage of our complimentary _________ ________, Online Bill Pay, Mobile Banking, & Mobile Deposit.
abbual percentage rate
over the limit fee
variable rate apr
closed end credit
late payment fee
open end credit
a sum of money that is borrowed and expected to be paid back with interest in a specified time frame
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets
the annual rate that is charged for borrowing
a card that allows customers to access their funds immediately from their checking account
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions
the sense of regret after buying something
allows you to track your income and your expenses
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates
an amount of money that you owe to a person, bank, or company
The longest term TLC/FFCU will lend on a RV/Boat loan
This loan interest may be tax deductable
We dont judge this when we you are applying for a Auto Loan.
This loan offers no annual fee,no balance transfer fee, and no cash advnce fee
A good loan to use for a wedding or debt consolidation.
This loan has an intrest rate of 9.99%
Which Visa has an introductory rate of 1.9% APR?
The program we use with dealerships for auto loans
What we want our members to do if the have loans other places!
When a member walks in and we are available we say
The once-a-year cost of owning a credit card.
The yearly interest rate charged on outstanding credit card balances.
An amount of money.
A reporting agency that collects information on consumer credit usage.
The maximum dollar amount that can be charged on a specific credit card account.
A financial institution's evaluation of an individual's ability to manage debt.
The time a borrower is allowed after a payment is due to make that payment without adding to the interest owed.
Credit card issuers may offer low introductory annual percentage rates as special promotions.
The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing.
A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds.
The credit card has up to how many interest free days
At the end of which month does the annual free get debited
How much is the annual fee (Dollars)
When loading the Credit Card Application in Origen what number statement cycle is to be used
The introductory period last for how many months
What percent rate is charged during the introductory period
What percentage is the minimum monthly payment
How would you describe the standard interest rate
Can the member allow additional card holders
The interest free period is on what types of transactions
About how many days does it take for the member to get their Credit Card
Is loansure available to be purchased for the Credit Card
Loansure is paid at what intervals
fee charged by a credit card company for the use of their credit card
cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan
tool used to finance a purchase
preferred method of debt repayment; includes a list of all debts organized from smallest to largest balance; minimum payments are made to all debts except for the smallest, which is attacked with the largest possible payments
type of card, often bearing the seal of a major credit card company, issued by a bank and used to make purchases. unlike a credit card, the money comes directly from a checking account; also called a check card
act of combining all debts into one monthly payment, typically extending the terms and the length of time required to pay the debt
a fee for the cost of credit or borrowing
process by which the holder of a mortgage sells the property of a homeowner who has not made interest and/or annual payments on the time as stipulated in the mortgage contract
time period during which a borrower can pay full balance of credit due with no finance charges
interest rate charged to a customer during the initial stages of a loan
amount of money a credit card company issues to the borrower
a decline in the value of property; opposite of appreciation
a long-term rental agreement, and a form of secured long-term debt
the length of a loan
information that has been passed on but is not true
your belief system; the way you see or perceive things
expense that a taxpayer is allowed to deduct from a taxable income; examples include money paid as home mortgage interest and charitable donations