Type
Crossword
Description

Wireless technology that allows access to the internet WiFi
Liquid, Solid and ... Gas
Popular streaming site for movies and series. Netflix
What powers your house? Electricity
You pay it to live in someone's house Rent
You pay it to own your own house mortgage
Power rating unit Watts
Households have to pay it to local authorities Council Tax
An important liquid Water
Use it to contact people phone
Music subscription spotify
You pay it to drive car insurance

Computer Basics ! Crossword

Type
Crossword
Description

an electronic device that manipulates information, or data. It has the ability to store, retrieve, and process data Computer
any part of your computer that has a physical structure, such as the keyboard or mouse. Hardware
any set of instructions that tells the hardware what to do and how to do it Softwarwe
the metal and plastic box that contains the main components Computer Case
one of the main ways to communicate with a computer. Keyboard
another important tool for communicating with computers. Commonly known as a pointing device. Mouse
is used to print documents, photos, and anything else that appears on your screen. printer
is the computer's main circuit board motherboard
your system's short-term memory RAM
where your software, documents, and other files are stored hard drive
is the most important software that runs on a computer. It manages the computer's memory and processes, as well as all of its software and hardware. It also allows you to communicate with the computer without knowing how to speak the computer's language operating system
What id a shorter term for Wireless Internet Connection Wifi
is a type of software that allows you to perform specific tasks app
llows you to write a letter, design a flyer, and create many other types of documents word proccessor
the tool you use to access the Internet web browser
any type of software that is designed to damage your computer or gain unauthorized access to your personal information Malware
measured in megahertz (MHz), or millions of instructions per second; and gigahertz (GHz), or billions of instructions per second. speed
When you save a file, the data is written to the hard drive, which acts as long-term storage
is responsible for what you see on the monitor video card
also called an audio card—is responsible for what you hear in the speakers or headphones sound card

Internet Terms Crossword

Type
Crossword
Description

A network of computers spanning the globe. The internet
A software program that enables you to view Web pages on your computer. internet browser
A site or area on the World Wide Web that is accessed by its own Internet address. website
The original starting page. home page
Tells you the name of the web page. title bar
Has commands for moving around the web page, printing, etc. menu bar
Shortcuts to commands. tool bar
Webpage address. If you want to go directly to a webpage, you will need to know the address. address bar
Using a search engine like Google to find the address. keyword search
A web site that helps you find the web address of another website. search engine

Money Skills Crossword

Type
Crossword
Description

a person who owns a house, apartment, etc., and rents it to other people landlord
a legal agreement that lets someone use a car, house, etc., for a period of time in return for payment lease
an agreement in which a person makes regular payments to a company and the company promises to pay money if the person is injured or dies, or to pay money equal to the value of something (such as a house or car) if it is damaged, lost, or stolen insurance
consisting of or capable of ready conversion into cash liquidity
the act or an instance of buying and selling market
a legal agreement in which a person borrows money to buy property (such as a house) and pays back the money over a period of years mortgage
complete control of the entire supply of goods or of a service in a certain area or market monopoly
a product that is made by a well-known company namebrand
of necessity needs
the balance of gross income remaining after all allowable deductions and exemptions are taken netincome
a person or organization that receives money : a person or organization that is paid payee
an amount of money that a company or the government pays to a person who is old or sick and no longer works pension
the investments that are owned by a person or organization portfolio
the price of insurance : the amount paid for insurance premium
a period of reduced economic activity recession
a court where legal disputes over small amounts of money are settled smallclaimscourt
to correct (something that is unfair or wrong) redress
taxes placed by the federal government on imported goods tariffs
legal papers that show who owns an automobile title
a collection of ownership shares in a company stock
someone who rents a house or an apartment tentant
principles or qualities that you find desirable or worthwhile values
nonessential things that enrich a persons life wants
a guarantee of a products soundness and of the manufacturers responsibilty to replace or repair defective parts warranty
items of value that one owns, including saved money assets

Banking Vocabulary Crossword

Type
Crossword
Description

A record of transactions, usually sent monthly statement
Automatic Teller Machine ATM
Take money out of an account withdraw
Annual Percentage Rate APR
Functions like a check Debitcard
When you take more money from account than you have overdraft
Written order to a bank to pay out an amount from your account check
Money borrowed from a bank to be repaid with interest Loan
Money paid for the use of money lent to borrower interest
the amount in account after transactions are totalled balance
Another word for money deducted from account debit
An account that pays you interest to keep your money in it Savings
An account you access with checks checking
A loan to buy a house Mortgage

Financial Terms Crossword Puzzle

Type
Crossword
Description

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

Computer Basics Crossword

Type
Crossword
Description

It has the ability to store, retrieve, and process data. Also it is an electronic device that manipulates information, or data computer
uses an electronic eye to detect movement and is easier to clean. Optical mouse
what is any set of instructions that tells the hardware what to do and how to do it. Software
what is the computers main circuit board motherboard
Ram is an acronym of... random access memory
what do most computers have located on the motherboard in order for you to insert various expansion cords expansion slots
is the most important software that runs on a computer operating system
the type of software that allows you to perform specific tasks application
what is it called when you have more than on app open at the same time mutli-tasking
if your battery isn't charged then the problem may be that your _________ isn't pulled in. fill in the blank with the best vocabulary. AC adapter
applications for a desktop pr laptop computers are sometimes called.... desktop applications
a wireless ethernet connection wifi
allows you to write a letter, design a flyer, and create many other types of documents word processors
what internet service provider uses a broadband connection,which makes it much faster than dial up DSL
what does mbps stand for Megabits per second
a hardware device that allows you to connect several computers and other devices to a single Internet connection, router
is a computer that serves up information to other computers on a network. server
common operating app for typing research papers on computer Microsoft Windows
is the science of equipment design and how specific equipment usage and placement can reduce a user's discomfort and increase productivity Computer ergonomics
where your software, documents, and other files are stored hard drive

Chapter 8 Buying a House Crossword

Type
Crossword
Description

a person who rents a house or apartment Tenant
the person or people that own a rented house or apartment Landlord
a form of home ownership where each unit is individually owned Condominium
The money given to the landlord from the tenant as protection in the event that the tenant causes damage to the rented property; refunded when the tenant moves out if there is no damage, and can range from 1 to 4 month’s rent. Security Deposit
A mortgage in which the monthly payment and the APR may change, as specified in the signed agreement. Adjustable Rate Mortgage (ARM)
The act by a bank of taking possession of a home when the homeowner cannot pay the mortgage. Foreclosure
Required by mortgage holders, a type of insurance that covers damage to the home due to fire and other natural disasters; also covers the contents of the home in case of theft or vandalism. Homeowner’s Insurance
a factor banks use when deciding whether to lend money for a mortgage; ideally <28% Front-end Ratio
a factor banks use when deciding whether to lend money for a mortgage; ideally <36% Back-end Ratio
A ratio of monthly expenses to monthly gross income; offers a realistic view as to where a person stands financially with the amount of debt presently being carried. Debt to Income Ratio
The money the bank collects from borrowers, for insurance and property taxes; the bank pays those bills for the homeowner when they are due. Escrow
costs that occur on a regular basis Recurring Cost
one-time costs Non-Recurring Cost
What % of gross income people should spend on rent? 25% - 30%
The earnest money, or good-faith deposit, is the money paid to the seller by an interested buyer to show that the buyer is serious about buying the house. Earnest Money Deposit

Mortgage Terms Crossword

Type
Crossword
Description

Home Mortgage ___________ Act Disclosure
Comparison of your loan amount to the value of your home LTV
Percentage of your debt divided by your gross income DTI
Spouse that will only be on title but not on loan NPS
Insurance that protects lenders/investors for losses due to the event of default of a mortgage loan MI
Document that most be provided withing 72 hours of taking an application Loan Estimate
Document provided prior to closing that replaces the HUD-1 and TIL Closing Disclosure
Document filed to show lien with lender is a Deed of _______ Trust
Sketch of a property showing its boundaries Survey
History of the title showing current owners and liens Abstract
Nationwide registraction system for mortgage loan originators SAFE Act
Origination, appraisal, and survey fees are know as _____________ costs. Closing
Insurance protecting the lender is known as a _____________ policy Lenders
We use the borrowers __________ income to qualify them for a loan gross
FHLB stands for _____________ Home Loan Bank Federal
Intergrated Disclosure regulation that went into effect October 3rd, 2015 TRID
Computer generated loan underwriting system AUS
An ___________ account is set up to pay taxes and insurance on a yearly basis Escrow
Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan Rescission
A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc. Servicer

Technology Crossword Puzzle

Type
Crossword
Description

A client software program that runs against a Web server or other Internet server and enables a user to navigate the World Wide Web (WWW) to access and display data. Browser
A part of a computer system or network that is designed to block unauthorized access while permitting outward communication. Firewall
The combination of typeface and other qualities, such as size, pitch, and spacing. Font
A word or group of words that act as a way to cross reference to other documents or files on the computer. Link
A device that feeds data into a computer, such as a keyboard or mouse. Input
Any computer-generated information displayed on screen, printed on paper or in machine readable form, such as disk and tape. Output
Usually comprises the display device, circuitry, casing, and power supply. Monitor
Sending an email, posting photos on a social media site and using your webcam. Upload
An error, flaw, failure, or fault in a computer program or system that causes it to produce an incorrect or unexpected result or to behave in unintended ways. Bug
Usually consists of eight bits. Byte
The exclusive right, as recognized separately in each country, to publish and sell literary, artistic, or musical materials. Copyright
copy (data) from one computer system to another, typically over the Internet. Download
The collection of physical parts of a computer system. Hardware
A software system that links topics on the screen to related information and graphics, which are typically accessed by a point-and-click method. Hypertext
A measure of the amount of computational work that a computer system performs. Load

Computer Networks Crossword

Type
Crossword
Description

What is it called when computers and other devices that are connected to share hardware, software, and data? Computer Network
A real time, face to face meeting between individuals not in the physically in the same place is called? Videoconference
A phone, such as a cellular or satellite phone, that uses a wireless network. mobile phone
The act of working from a remote location bu using computers and networking technology. telecommute
The use of networking technology to provide medical information and services telemedicine
A network that uses a central device connected directly to several other devices star network
In a client-server network, a computer that is dedicated to processing client requests. server
A location that provides wireless Internet access. hotspot
A network in which computers and other devices are connected to the network via physical cables Wired Network
A network in which computers and other devices are connected without physical cables Wireless Network
A network that uses a central cable to which all network devices connect. Bus Network
In a client server network, a computer or other device that requests and uses network resources. Client
To retrieve files from a server download
to transfer files to a server upload
a private network that is set up similarly to the internet and is accesses via a Web browser Intranet
The amount of data that can be transferred, such as via a bus or over a networking medium, in a given time period. bandwidth
An intranet that is at least partially accessible to authorized outsiders. Extranet
The amount of data that is transferred under real life conditions. Throughput
A method of transmitting data in which data is sent out to all nodes on a network and is retrieved only by the intended recipient. Broadcasting
A networking standard for very short-range wireless connections Bluetooth