Type
Crossword
Description

A plan to manage income and expenses; Also known as a spending plan. Budget
A legal order to have payments automatically deducted from your paycheck. Garnishment
When property is taken back from a person who defaults on payments. Repossession
A person who accepts joint responsibility for the debt of another. Cosigner
A fine for making a payment late. Late fee
The amount of money you owe to your lenders. Debt
Something pledged to guarantee that a loan will be repaid. Collateral
Legal process through which people or other entities who cannot repay debts to creditors may seek relief from some or all of their debts. Bankruptcy
A person or organization that lends out money. Creditor
Original amount borrowed. Principal

Credit 101 Crossword

Type
Crossword
Description

How many credit bureaus are there Three
Buy item on credit Finance
charge for borrowing money Interest
Installment Contract Loan
First Credit Card Dinnersclub
Credit Risk Credit Score
List of account and payment history Credit Report
open ended account Revolving
Second person on contract Co-Signer
Past due Delinquent
Relief of debt Bankruptcy
sold debt Collection
national credit reporting agencies Credit Bureaus
when bill is due Due date
Lawsuit for debt Judgement
Open ended offer to borrow Line of Credit
property taken back by creditor Reposession
loan with collateral Secured Credit
Current stat of account Status
Interest amount that adjusts Variable Rate

Credit Cards Crossword

Type
Crossword
Description

Any card that may be used repeatedly to borrow money or buy products and services on credit. Creditcards
Any card that may be used repeatedly to borrow money or buy products and services on credit. Debitcards
A payment made to a professional person or to a professional or public body in exchange for advice or services. Fees
A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money
The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Interest
The amount of money owed to the credit card company. CreditcardBalance
A place where you can keep your money safe Bankaccount
When you don't pay bills on time Badcredit
When you pay your bills on time Goodcredit
A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Credit
When a person you work for or your boss pays you not in cash Check
A price that one has to pay Bill
When you put money or a check into your acount deposit
The record of use of debt. Credithistory
A bank account equally shared by two or more people Jointaccount
Charged by a credit card company each year for use of a credit card. Annualfee
A three digit number that summarizes how well a person or business has handled debt and credit Creditscore
The total cost of borrowing, including interest and fees, expressed in a dollar amount. financecharge
Consumers or businesses seek legal assistance when bills cannot be paid. Bankruptcy
An amount owed Debt

Credit Cards Crossword

Type
Crossword
Description

A plastic card issued by a bank or business for a purchase on credit. Credit card
The lowest amount able to pay when paying of debt. Minimum payment
The next best alternative that is given up when a choice is made. Opportunity cost
A general increase in prices Inflation
The amount you have to pay on your credit card at any given time. Balance
The name of a popular credit card. Visa
Events recorded on the statement , such as purchases, fees, etc. Transactions
The person using the credit card, borrowing the money. Borrower
Credit cards, debit cards, or prepaid cards are examples of this. Payment card
A type of financial institution that will provide all types of banking services. Credit union
Receive cash, goods, or services now and pay for them in the future. Credit
A person to whom money is owed. Another name for lender. Creditor
Maximum amount of money a creditor will allow a credit user to borrow. Credit limit
Fee charged per year for use of the card. Annual fee
The last date on which transactions are posted to the statement. Statement Closing Date
The cash received when money is borrowed on a credit card. Cash advance
Agreeing to be responsible for another person's loan payments if that person fails to make them. Cosigning
One of the three C's of credit Character
A single number that helps lenders decide how responsible you are Credit score
A confidential report on a consumer's payment history Credit report
Annual Percentage Rate of Interest equals ? APR
A state of being in so much debt that you are legally declared unable to pay your creditors in full. Bankruptcy
Fees that you pay for lateness, missing a payment, etc. Penalty fees
The amount of days given to pay your bill Grace period
Your card is used illegally Unauthorized purchase

Personal Finance Terms Crossword

Type
Crossword
Description

person or organization that uses a product or service consumer
form of deferred payment credit
obligation of repayment owed by one party debt
system which goods are produced and distributed economy
to be an informed consumer; Financial... literacy
fee paid by a borrower to the lender interest
a debt evidenced by a “note” loan
decisions made by an individual regarding their money personal finance
anything owned by an individual assets
earnings from work or investments income
state of being obligated according to law liabilites
delayed gratification discipline
detailed proposal for doing or achieving something plan
currency and coin that are legal tender by government money
a written cash flow plan budget
an insistent request made as if by right demand
dividing money a person invests between several types of investments. diversification
quality of an asset that permits it to be converted quickly into cash without loss of value liquidity
payment or concession to stimulate greater output or investment incentive
obligates the borrower to make a predetermined series of payments mortgage
interest paid (daily, monthly and annually) on interest previously earned compound interest
$500 in readily available cash for emergencies only; the goal of the First Foundation emergency fund
percentage paid to a lender for the use of borrowed money; percentage earned on invested principle interest rate
the 5 steps to financial success five foundations
saving money over time for a large purchase sinking fund
a persistent rise in the price of goods and services inflation
recurrent fluctuation in the total business activity of a country business cycle
an accumulated stock of wealth, whether in money of property capital
to bargain or exchange in trade barter
an agreement between two or more parties that limits the action or inaction of each party contract
a specified sum of money covered for by the patient’s insurance copayment
person or firm to whom money is due creditor
investment in stocks, property, or other ventures in hopes of gaining speculation
not having enough paid work or not doing work that makes full use of their skills and abilities underemployed
a sum of money paid to a patentee for the use of a patent royalty
a thing that is wanted or required need
income, especially from a company or organization of a substantial nature revenue
give, put, or send (something) back to a place or person return
the degree of wealth and material comfort available standard of living
a U.S. government agency responsible for collecting taxes and enforcing tax laws IRS

Credit and Loans Crossword

Type
Crossword
Description

a portion of the purchase price that one must pay at the beginning of a loan down payment
a fee for the right to use someone else's money interest
money that a lender makes available to a borrower with the understanding that the borrower will repay the money in the future credit
someone who agrees to sign loan documents and repay the loan if the primary person doesn't pay cosigner
to stop making payments default
a legal contract you must sign when you agree to the terms of a loan loan contract
the date on which a loan will be completely repaid maturity date
a loan in which an asset is pledged as collateral in order to obtain the loan secured loan
pledged assets collateral
a loan that does not require assets to be pledged against the loan, called a signature loan unsecured loan
credit that is used for a specific purchase allowing borrower to make monthly payments to pay it off installment credit
credit that allows consumers to borrow up to a pre-set maximum amount (ex:credit card) revolving open-end credit
a pre-set maximum amount to which you can borrow on a credit card credit limit

Personal Finance Chapters 1 and 2 Crossword

Type
Crossword
Description

All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. Personal Finance
An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt
A fee paid by a borrower to the lender for the use of borrowed money Interest
The granting of a loan and the creation of a debt; any form of deferred payment Credit
A system by which goods and services are produced and distributed Economy
A person or organization that buys/uses goods or services Consumer
A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan
The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy
Interest paid on interst previously earned Compound Interest
An account that generates interest income on the available balance in the account Interest-Bearing
The five steps to financial success Five Foundations
The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation
Saving money over time for a large purchase Sinking Fund
A savings account that is set aside to be used only for emergency expenses Emergency Fund
A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate

CREDIT CROSSWORD

Type
Crossword
Description

This is the three-digit number that summarizes how well a person has handled credit and debt. credit score
This is the amount available to be charged to a credit card. available credit
This is the maximum amount that can be charged to a credit card. credit limit
The total cost of borrowing, including interest and fees. finance charge
A compilation of the credit history of an individual, from which a credit score is generated. credit report
The annual interest rate you will be charged if you carry balances on a credit card. annual percentage rate
When your payment must be made in order to avoid a late payment fee. due date
Exceeding the amount that is allowed to be charged on a credit card. overlimit
You might be charged this if your payment is not made on time. late fee
The lowest amount required to be paid to satisfy your current bill. minimum payment
Someone who signs an agreement to pay your loan if you default. cosigner
A credit reporting agency. credit bureau
This is charged yearly for use of a particular credit card. annual fee

Chapter 1-3 Crossword Puzzle

Type
Crossword
Description

A person or organization that uses a product or service Consumer
The granting of a loan and the creation of debt; any form of deferred payment Credit
An obligation of repayment owed by one party (the debtor/borrower) to a second party (the creditor/lender); in most cases this includes repayment of the originial loan amount plus interest Debt
A system by which goods and services are produced and distrubuted Economy
The knowledge and skillset necessary to be an informed consumer and manage finances eddfectively FinancailLiteracy
A fee paid by a borrower to the lender for the use of borrowed money Interest
A debt evidenced by a "note" which specifies the principal amount, interest rate and date of repayment Loan
All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. PersonalFinance
Interest paid on interest previously earned; credited daily, monthly, quarterly, or semianually CompoundInterest
Five hundred dollars in readily available cash to be used only the event of an emergency; the goal of the First Foundation EmergencyFund
Percentage paid to a lender for the use of borrowed money (in debt); percentage earned on invested principal (in investing) InterestRate
Saving money over time for a large purchase SinkingFund
A written cash flow plan Budget
A summary that shows total income and spending for a given time period CashFlowStatement
A copy of each check you write CarbonCheck
Series of envelopes that are divided into categories (food, entertainment, gas, etc.) and are used to store cash for planned monthly expenses. EnvelopeSystem
An item that is bought without previous planning or consideration of long-term effects ImpulsePurchase
Occurs when money is withdrawn from a bank account and the available balance below zero Overdraft
To match your bank statement with your checkbook Reconcile
A cash flow plan that assigns an expense to every dollar of your income, wherein the total income minus the total expenses equals zero ZeroBasedBudget

Credit Crossword

Type
Crossword
Description

Credit as a one-time loan that you will pay back over a specified period of time in payments of equal amounts. Closedend Credit
A time in which no finance charges will be added to your account. Grace Period
maximum amount of money a creditor will allow a credit user to borrow. Line of Credit
The income you recieve Net income
Credit as a loan with a certain limit on the amount of money you can borrow for a variety of goods and services. Openend credit
The interest computed only on the principal, the amount you borrow. Simple Interest
A portion of the total cost of an item that must be paid at the time of purchase. Down Payment
The cost of credit on a yearly basis, expressed as a percentage. Annual Percentage Rate
The total dollar amount you pay to use credit. Finance charge
Agreeing to be responsible for loan payments if the other person fails to make them. Consigning
A measure of a person's ability and willingness to make credit payments on time Credit rating
A legal process in which some or all of the assets of a debtor are distributed among the creditors because the debtor is unable to pay his or her debts. Bankruptcy

Key Financial Literacy Terms: Crossword

Type
Crossword
Description

something of value Assets
the date a loan is due maturity
other types of debt other than a mortgage Notes Payable
the money a person borrows to buy real estate Mortgage
equipment, inventory or other goods that are pledged to the bank in case a company can't make a loan payment Collateral
the right to take possession of collateral until a debt is repaid Lien
debt from a bank Loan
investors who make small investments in an enterprise AngelInvestors
the act of making a business different Differentation
cost that do not vary based on the units sold by your enterprise FixedCost
a determination of how many units you have to sell in order to pay for all fixed cost BreakevenAnalysis
funds contributed by investors to a business Credit
expenditures on equipment the business will use for many years Capital
unit price minus the cost of goods sold ContributionMargin
the costs that make up one unit of what you sell CostofGoodsSold
the 12 month period a company uses to report financial results FiscalYear
a person or company with sufficient liquidity who guarantees to repay a loan if a company cannot Guarantor
this type of credit requires little documentation; decisions are almost immediate and interest rates are very high OnlineCredit
the amount of money borrowed Principle