Type
Crossword
Description

This crossword contains the following questions and answers:

term used to describe a mortgage with constant blended payments that pay itself off over time amortized
the lender in a mortgage transaction mortgagee
the borrower in a mortgage transaction mortgagor
written permission to build from the municipality buildingpermit
a mortgage payment that combines principal and interest blendedpayment
possessions that can be moved and are not attached to real property Agreement chattels
Something that is given as security until repayment of a loan collateral
type of ownership of real property that combines fee simple ownership and shared ownership condominium
the process of obtaining title deeded
shortfall of money that remains owing in a power of sale after the principal, interest and costs have been paid in full deficiency
paid by the buyer to the seller when an agreement of purchase and sale is negotiated deposit
document registered on title when a mortgage is paid off discharge
right to use a portion of someone else's land for a specific purpose easement
a building or structure that intrudes on someone else's land encroachment
the net value of property after deducting the value of encumbrances equity
property reverts to the crown escheats
interests in land that also provide the right to exclusive possession estates
the right to the land and prevents others from using it exclusivepossession
the highest form of ownership fee-simple estate
possessions attached or affixed to real property fixtures
court action where the borrower defaults foreclosure
not the owner, but responsible for the mortgage guarantor
percentage added to the loan to be paid interest
the sum of money borrowed from a mortgagee principal
first bank over second bank priority
the amount of money that is left in a power of sale after the principal, interest and costs have been paid in full surplus
right to use a portion of another's land for access purposes right-of-way
person or corporation, occupying a space while renting tenant
the length of time to pay off a mortgage term
ownership to real property title
the designated usage of land, as determined by the municipality zoning

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Real Estate Professional Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Who is a Real Estate Professional? Karri Garcia
Which Real Estate Company Should I call? A New Way Real Estate
Where is A New Way Real Estate located? VacavilleCA
When should I call ? Rightaway
The document by which title to real property is transferred or conveyed from one party to another? Deed
A sum of money given to bind a sale of Real Estate? Deposit
The process in which a neutral third party holds money and documents for delivery to the respective parties in a transaction on performance or established conditions Escrow
the total cost a borrower must pay, directly or indirectly, to obtain credit according to regulation z Finance charge
The legal process by which property is sold to satisfy an unpaid debt in the event of default on terms or payments of a mortgage. forclosure
An association of people who own homes in a given area Homeowners Association
An opinion or estimate of value Appraisal
The transfer of ownership, rights, or interests in property as in a mortgage, lease or deed of trust. Assignment
One who is licensed by the state to carry on the business of dealing in Real Estate Broker
The limit on how much an interest rate or monthly payment can change cap
the costs incurred to purchase Real Estate Closingcosts
An agents compensation for negotiating a real estate or loan transaction, often expressed as a percentage of the selling price. commission
the amount of debt, not including interest. principal
a loan that is guaranteed by the veterans administration and made by a private lender va loan
a legal hold or claim on property as security for a debt or charge lien
a written promise to make a loan for a specified amount on specific terms loan commitment
a guarantee by the lender of a particular loan rate lock in
an appraisal term denoting the highest price that a buyer would pay and the lowest a seller would accept market value
a payment that is owed to the bank /lender each month toward repayment of the loan mortgage paymentu
an exclusive listing, submitted to all members of an association , so that each may have the opportunity to sell the property multiple listing service
the four major components of a usual monthly mortgage payment piti
an amout equal to 1% of the princcipal amount of the investment or note point

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Financial Terms Crossword Puzzle

Type
Crossword
Description

This crossword contains the following questions and answers:

When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Compoundinterest
A number used by banks and other financial institutions to measure a borrower’s credit worthiness. FICOscore
The difference between your assets and liabilities. networth
The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Assetallocation
Commonly referred to as fixed-income securities. Bonds
The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Capitalgains
The process of buying or selling securities over time in order to maintain your desired asset allocation. Rebalancing
Also called equities or shares. Stocks
This is the process of paying off your debt in regular installments over a fixed period of time. Amortization
A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. ARM
An account held by an impartial third party on behalf of two parties in a transaction. Escrow
A mortgage that carries a fixed interest rate for the entire life of the loan. Fixed-rate mortgage
Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Defined-benefit plans
Companies often use these as management incentives. stockoptions
The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Premium
Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. AGI
A person who is financially dependent on your income, typically a child or an adult relative you may support. Dependent
A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Standarddeduction
A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Itemizeddeduction
A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Umbrellainsurance

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Personal Finance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

median on exchange currency
debt instrument issued for a period of more than a year bonds
trusted payment credit
lending; a grant loan
putting money to use by purchase or expenditure investing
monetary payment; received for good or services income
a share, right, or title in the ownership of property interest
preserving saving
supply of goods kept on hand for sale to customers by a merchant stocks
the amount charge interest rate
an estimate often itemized of expected income and expenses budget

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Banking Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A record of transactions, usually sent monthly statement
Automatic Teller Machine ATM
Take money out of an account withdraw
Annual Percentage Rate APR
Functions like a check Debitcard
When you take more money from account than you have overdraft
Written order to a bank to pay out an amount from your account check
Money borrowed from a bank to be repaid with interest Loan
Money paid for the use of money lent to borrower interest
the amount in account after transactions are totalled balance
Another word for money deducted from account debit
An account that pays you interest to keep your money in it Savings
An account you access with checks checking
A loan to buy a house Mortgage

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Financial Literacy Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

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Personal Finance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Income, especially when of a company or organization and of a substantial nature. Revenue
An estimate of income and expenditure for a set period of time Budget
The proportion of a loan is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. Interest Rates
Money paid regularly at a particular rate of the use of money lent, or for delaying the repayment of a debt. Interest
The capital raised by a business or a corporation through the issue and subscription of shares. Stocks
A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time Bonds
A system of money in general use in a particular country. Currency
Borrow (a sum of money or item of property). Loan
Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. Investing
Money received, especially on a regular basis, for work or through investments. Income
Pay out (money) in buying or hiring goods and services. Spending
The money one has saved, especially through a bank or official scheme. Savings
The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. Credit

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SS8E5 Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

an amount of money loaned to a person that must be paid back along with additional interest credit
the amount of money a person earns during a year income
using money in hopes of gaining more in the future by lending to businesses in exchange for a share of profits investing
setting aside of income for future use saving
purchasing goods and services spending
sum paid or charged for the use of money or for borrowing money interest
an amount of money borrowed for a certain time period; must be paid back usually with interest (form of credit) Loans
An ownership share or shares of ownership in a corporation. (type of investment)  stocks
A pool of money used by a company to purchase a variety of stocks, bonds or money market instruments. Provides diversification and professional management for investors. (type of investment) mutual fund
A certificate of indebtedness issued by a government or a publicly held corporation, promising to repay borrowed money to the lender at a fixed rate of interest and at a specified time. (type of investment) bond
a plan for spending and saving your money budget
amount of money that you owe debt
the purchase of assets like stocks, bonds, and real estate in hope of reaping a financial gain financial investment
decisions by businesses to purchase equipment and factories; consumers buy new homes real investment
A state of being legally released from the obligation to repay some or all debt in exchange for the forced loss of certain assets. Makes it difficult to get any kind of future loan or credit. bankruptcy
Interest earned on both the principal amount and any interest already earned. compound interest
Interest paid on the initial amount saved (the original principal). simple interest
Available up to a limit and automatically renewed as debts are paid off or paid down. revolving credit

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Real Estate Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

the increase or addition of land by deposit of sand or soil washed up naturally from river, lake or sea. Accrection
Newly created deposits of soil, gravel or sand upon a bank of a stream or river Alluvion
is attached to the ownership of one parcel of land and allows the owner to use the neighbor land. App. Easment
a government takes private property for public use and compensates the owner. Condemnation
once placed in the deed by a prevouis owner they run with the land there private restrictions that effect the use of the land. Deed restrictions
is a qualifiedestate that is subject to the occurrence or no occurrence of a specified event. Defeasible fee simple
is the right to use the land of another party for a paticular purpose and may exist and any portion of the real estate. Easement
easement created by the giverment or agency that has exerscised its rights under eminent domain Easement by condemnation
allowed by the law as necessary for the full enjoyment of parcel of real-estate ex-right to ingress anegress over a grantors land. Easement by necessity
An easement acquired by continuous, open, ad hostile use of the property for the period of time prescribed by state law. Easement by prescription
The right of a government or municipal quasi-public body to acquire property for public use through the legal process called condemnation. Eminent domain
A building or some portion of it-a wall or a fence, for instance-that extends beyond the land of the owner and illegally intrudes on some land of an adjoining owner or a street or alley. Encroachment
Anything—such as a mortgage, a tax, a judgement lien, an easement, a restriction on the use of the land, or an outstanding dower right—that may diminish the value of a property. Encumbrance
The gradual wearing away of land by water, wind, and general weatherconditions; the diminishing of property caused by the elements. Erosion
The reversion of property to the state or county, as provided by state law, in cases where a decedent dies intestate, without heirs capable of inheriting, or when the property is abandoned. Escheat
The degree, quantity, nature and extent of interest that a person has in real property. Estate in land
The maximum possible estate or right of ownership of real property continuing forever. Also known as *fee simple absolute.* Fee simple
An estate in land in which the ownership is for an indeterminate length of time, in contrast to a leasehold estate. Freehold estate
A person’s present right to an interest in real property that will not result in possession or enjoyment until sometime in the future, such as a reversion or right of reentry. Future interest

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Personal Finance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Financial gain Profit
estimation of revenue and expenses to manage money Budget
Money paid to you by the company based on the performance Dividend
Shares are bought and sold through _____________ ASX
person who specialises in buying and selling shares stockbroker
money you make when you sell something for a higher price than what you paid for Capital gain
Way to save for retirement superannuation
money received through investments or work income
A ________ cost is something you spend money on every week fixed
A _______ cost is anything that you don't have a defined amount of spending every week variable
main provider of finance to businesses and consumers bank
something that is borrowed loan
an alternative to paying instead of cash, a plastic object credit card
Used by purchasers to buy real estate Mortgage
Income minus expenditure savings
Someone you owe money to Creditor
Person who owes money to someone Debtor
capital raised by a company, you can invest on this in asx stock
Money paid or received for work services Wages
money that is owed debt

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Personal Finance Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

a savings plan designed to help set aside funds for future college costs. 529 Plan
the yearly interest rate charged on outstanding outstanding credit card balances. Annual Percentage Rate
the recording of financial transactions and exchanges. Bookkeeping
the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. Caveat Emptor
interest calculated on both the principal and the accrued interest. Compound Interest
comparing the cost of two or more goods or services to find the best value. Cost Comparison
a record of an individual's past borrowing and payments. Credit History
an analysis made by a lender about a consumer's riskiness as a borrower. Creditworthiness
taking out one loan to cover a variety of debts, often with the goal of paying a lower interest rate overall. Debt Consolidation
a law that protect consumers from being discriminated against due to race, sex, marital status, religion or age when obtaining credit. Equal Credit
helps protect consumers by steeling established procedures for resolving credit billing. Fair Credit Billing Act
a federal agency established in 1914 that administers consumer protection legislation. Federal Trade
a relationship that requires financial dependence, contribution and communication Financial partnership
a legal process in which a mortgaged property is taken because the borrower has failed to keep up payments. Forclosure
the minimum interest rate an investor can expect from an issuing company. GuaranteedInterest
Insurance to help protect a mortgage lender in the event a borrower cannot make payments PMI
illegal schemes pyramid schemes
a period of economic decline Recession
benefits and bonuses offered to customers to entice them to open a card Rewards
insurance or investments offered by the government. SIPC

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