Type
Crossword
Description

This crossword contains the following questions and answers:

Bank branch offices, hours of operation, availability of ATM Location
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees
Minimum balance, holding period for deposited checks Restrictions
An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank Credit Union
Allow customers to get cash and conduct banking transactions ATM
An account that allows you to deposit money and write checks on that account. Checking Account
The amount of money currently in an account Balance
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately. Debit Card
The least amount of money a bank requires when opening an account Minimum Deposit
The money put into a bank account Deposit
A savings or checking account set up in the names of more than one person Joint Account
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR) Interest
Tells how much money you currently have in your account (account balance) Inquiry
A secret number or code that protects the security of an account PIN
An amount of money taken out of an account Withdrawal
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account Savings Account
Business done with a bank, including deposits, and withdrawals Transaction
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller

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Financial Literacy Word Search

Type
Word Search
Description

This word search contains the following answers:

minimum payment
lender
late fee
interest
grace period
delinquency
credit score
credit report
credit limit
credit card
collection account
borrower
annual percentage rate
annual fee
withdrawal
transfer
transaction
service charge
overdraft
online banking
minimum balance
financial institution
direct deposit
deposit
debit card
credit union
checking account
Check register
Balance
ATM

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TEST 3 - BANKING AND SIMPLE INTEREST Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

An account at a bank that allows a customer to deposit money, make withdrawals, and make transfers from the funds on deposit checking account
A financial institution licensed to receive deposits and provide financial services to the public bank
Adding money to your account deposit
taking money out of your account withdrawal
a piece of paper that tells a bank to pay money from an account to the payee on the paper check
looks l ike a credit card but money is immediately taken out of checking account when this is used. debit card
an electronic transfer of money directly into your checking account direct deposit
insufficient funds in the account or a negative balance overdraft
automated teller machine atm
to use a debit card you need to know your _________ pin
in this type of checking account, only one person can make withdrawals single
a record of all transactions in your checking account check register
a withdrawal from your account shows up as a _________ on your register debit
a deposit to your account shows up as a __________ on your register credit
a printed statement that you get in the mail that shows all of your transactions and current balance bank statement
money the bank adds to your savings account as payment for using your money interest
interest that is calculated only one time on the original principal simple
the original amount your deposit to open a savings account principal
the account balance after the interest has been added future value
the piece of paper you give the bank when making a deposity to your account deposit slip
the receiver of the transfered funds (from a check) payee
signing the back of a check written to you saying you are the payee endorse
what does the "r" stand for in the simple interest formula? rate

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Personal Finance Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A card that allows an individual to charge the cost of a purchase to a credit account (instant loan) Credit Card
Types of money Currency
Number that identifies your account Account Number
A plan for spending one's money Budget
The existing amount in an account Balance
Adding money to an account Deposit
Money taken out of an account Withdrawal
A number at the bottom of a check that indicates the bank it was issued from Routing Number
Activity within an account, either a deposit, transfer, or withdrawal Transaction
A secret code you need to be able to use an ATM PIN
To sign your name on the back of a check Endorse
Works like a check where money is taken from your checking account Debit Card
An order to pay money from your checking account to a person or company Check
An account where money can be spent with either a debit card or checks Checking Account
Money the bank pays you for keeping your money in a savings account Interest
A monthly report or bill from a bank or credit card company Statement
A record of withdrawals (checks) and deposits made into an account Register
Money set aside in a bank that earns interest Savings Account

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Banking Vocabulary Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A record of transactions, usually sent monthly statement
Automatic Teller Machine ATM
Take money out of an account withdraw
Annual Percentage Rate APR
Functions like a check Debitcard
When you take more money from account than you have overdraft
Written order to a bank to pay out an amount from your account check
Money borrowed from a bank to be repaid with interest Loan
Money paid for the use of money lent to borrower interest
the amount in account after transactions are totalled balance
Another word for money deducted from account debit
An account that pays you interest to keep your money in it Savings
An account you access with checks checking
A loan to buy a house Mortgage

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Balancing a check Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

an extension of credit from a lending institution when an account reaches zero overdrafts
A nine digit number associated with your bank account that is used to determine where to send a fund to or from Routing number
a transactional deposit account that allows you to withdrawal and deposit money basiccheckingaccount
a written, dated and signed instrument that allows you to take money out of your account to pay someone check
is a plastic payment card that provides the cardholder electronic access to their bank account at a financial institution Debitcard
Electronic funds that are deposited directly into your bank account rather than through a paper check directdeposit
A type of short-term borrowing where an individual borrows a small amount at a very high rate of interest. paydayloan
Keep their money in the bank in order to be able to loan money to each other, which helps achieve these financial benefits creditunion
the number on a check routingnumber
A bank that provides the nation with a safe, flexible and stable monetary and financial system. federalreserve

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Chapter 12 Banking Procedures and Services Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

A financial institution, such as savings bank, that is legally allowed to accept monetary deposits from consumers Depository Institutions
Insurance companies, finance companies, securities firms, and investment companies that provide certain financial services but do not accept traditional deposits Nondepository Institutions
Provides banking customers with access to financial transactions in a public space without the need for a bank teller Automatic Teller Machine
An account into which you deposit money and from which you gradually withdraw money by writing checks or using a debit card Checking Account
A written order from you to your bank instructing it to pay money from your account to another party Check
Functions like checking account but pays a small amount of interest on money in the account. Require the user to maintain a minimum balance in order to earn interest Negotiable Order of Withdrawal
Enables you to withdraw cash from your account at ATMs, or to pay directly for goods or services at many stores and restaurants Debit Card
Typically a four-digit number needed to access a bank account or debit card PIN
A small ledger for keeping track of checking account balance Check Register
Small containers located inside a bank vault used to store valuable documents such as wills and small objects such as jewelry, rare coins, and legal documents Safety Deposit Boxes
A type of check that is written to a specific payee but charged against a bank instead of an individual account Cashiers Check
Functions similarly to a cashiers check. It is purchased for cash so that the recipient can trust its worth Money Order
Checks paid for in advance and written by a large financial institution with no payee specified Travelers Check
Used to authorize someone to withdraw money from a bank account automatically to satisfy some financial obligation Bank Draft
Authorization for someone to access a bank account for payment or deposit Electronic Funds Transfer
A U.S. government agency that provides insurance on bank deposits FDIC
A U.S. government backed agency that provides insurance on credit union deposits NCUSIF
Functions similarly to a bank but has nonprofit status and is owned by its members Credit Union
Serves as the central bank of the U.S. Federal Reserve System
Primary tool to fight inflation and promote a healthy economy; involves raising or lowering of the money supply to achieve some goal Monetary Policy
Money currently used in the United States; has value not because the coins and bills have some value in their own right, but because the government orders that it be accepted as payment Fiat Money
A goal of the Federal Reserve System to ensure that inflation or deflation does not occur Price Level Stability

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Personal Finance Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Regulates US monetary system and financial system Federal Reserve
Member owned organization Credit Union
Magnetically encoded numbers on a check Routing Number
Computer terminal that takes place of a human bank teller ATM
Transaction deposit account that's held at a financial institution Basic Checking Account
A written, dated, and signed instrument that allows you to take money out of your account to pay someone Check
A card issued by a bank allowing the holder to transfer money electronically Debit Card
Electronic transfer of a payment directly from the account of payer to the recipients account Direct Deposit
A deficit in a bank account caused by drawing more money out than the account can hold Overdrafts
Loan you get based on your pay check Payday Loan

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Financial Literacy Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt

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Banking Terms Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

business done with a bank, including deposits and withdrawals transaction
a bank employee who performs banking services for the public, such as cashing checks and accepting deposits teller
the money a bank pays for the use of a person's money interest
a payment system where bills are paid through direct withdrawal from a bank account automatic payment
a bank account that allows you to put money away to use later. the bank pays interest. savings account
to take money out of an account withdrawal
a banking card that can be used to purchase goods and services electronically debit card
an account that allows you to deposit money and write check on that account checking account
amount of money currently in account balance
monthly charges, check costs, etc fees
allows customers to get cash ATM
money put into a bank account deposit
a number or code that protects the security of an account pin
a business that keeps money safe, lends money and provides other financial services bank

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Personal Checking, Savings, Money Market, & CD Accounts Crossword

Type
Crossword
Description

This crossword contains the following questions and answers:

Available for age group 16-22 Student Checking
Student Checking offers _____no-fee ATM transactions per statement cycle at non-FFC ATMs (other banks may charge you a fee for using their ATMs) Five
This account is perfect for customers who want to eliminate account fees and maintain lower account balances. Simply Checking
Minimum balance for Interest Checking one thousand
Minimum age for Prime Life Interest Checking. fifty
Prime Life Interest Checking and Relationship Banking offer ________ATM Transactions at Non FFC ATMs (other banks may charge you a fee for using their ATMs). Unlimited
Prime Life Interest Checking offers a ______ dollar discount on safe deposit boxes. Eight
Prime Life Interest Checking has ______ minimum daily balance requirement. No
Requires $2,000 minimum daily balance to avoid a service fee. Relationship Banking
If balance falls below minimum balance required for a Relationship Banking account a _____ dollar fee is charged. Ten
Relationship benefits will be extended to all customers that maintain $15,000 in total deposits or $__________ in combine deposit and consumer loan balances (excluding mortgages and credit cards) twenty thousand
With a Relationship Banking account a customer will earn an extra ____________ on their CDs. quarter percent
___________ __________ is the only account that offers our customers No-Fee Medallion Signature Guarantee. Relationship Banking
With our __________ __________ _________ _________ our customers earn 1 point for every 4 dollars spent. Rewards Debit Card
With all of our personal accounts our customers can take advantage of our complimentary _________ ________, Online Bill Pay, Mobile Banking, & Mobile Deposit. Online Banking

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