Price of Money
Interest
Someone expected to pay interest in addition to the amout borrowed
Borrower
When good's, services and/or money are reveived in exchange for a promise to pay it back
Credit
Person or organization who has the resources to provide a loan
Lender
Record of a consumer's credit history
Credit Report
Inquiries that result when consumers check their own credit report
Soft credit checks
When a comsumer gives permission to a company to check their credit
Hard credit checks
mathematical tool created to help evaluate the risk with lending money
Credit Score
Timely matter in which a consumer did or did not pay the debt
Payment history
Someone with equal liability for a loan
Cosigner
The total dollar amount of debt currently held
outstanding debt
__________ credit scores are determined entirely by the information in a comsumer's credit report
FICO
Race or religion are _____ calculated in a FICO credit report
not

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