Credit Cards Vocabualry Crossword

A once-yearly charge for having a credit card. Cards with annual fees usually have a lower interest rate
Your credit limit minus your balance. How much money you can charge on your card as this moment.
Amount owed after payment is made.
A transfer of debt from one credit card to another, usually for a fee.
A court-approved plan by a person or organization that cannot pay its creditors, with the goal of satisfying creditors and giving the debtor a fresh start.
The number of days between statements, usually one calendar month.
The maximum amount of credit a borrower can use on a particular line of credit (e.g., a credit card).
Failure to pay a debt.
A particular interest rate charged when a consumer defaults on a credit agreement. Usually much higher than normal rate.
An interest rate that does not vary during the life of a loan.
A period of time when no interest is charged on a credit card
The charge for borrowing a sum of money, usually expressed as a percentage of the original loan charged annually.
Annual percentage Rate.
A lower interest rate offered on a new credit card, usually the first 6 months. After the introductory period, the interest rate increases
A fee assessed for paying the minimum balance of a credit card after the due date.
The smallest amount of money a borrower can pay monthly toward his credit card, usually 2% of the balance.
The rate of interest that banks charge their most favored customers.
A kind of credit card where a borrower makes a deposit of collateral in the amount of credit that she is seeking.
A fee assessed for using a credit card for certain types of transactions, like in an ATM.
An interest rate that changes based on the moves of another rate index, usually the prime rate.
A numerical expression based on anl analysis of a person's credit files, to represent the creditworthiness of an individual.
A record of your credit history and activity.
Marketing strategies designed to encourage customers to continue to use the services of a company.
An expensive short-term cash loan taken against the credit line on your credit card.
The least amount of interest a borrower will have to pay their credit card company in a particular billing cycle.
A charge on your credit card bill that appears when you make a purchase that passes through a foreign bank.
Somebody who applies for a loan with you and agrees to pay off the debt if you default.