Type
Word Search
Description

address change
promise to pay
invoice
title inquiry
early termination
bank update
deceased
insuance loss
easypay
voluntary
date loan
repossession
assumption
payoff
refinance
SCRA
impounded
bankruptcy
deferral
delinquency removal

Buying a car Word Search

Type
Word Search
Description

Bank
Cosign
Depreciation
Edmunds
Invoice price
Lemon Laws
Repossessed
Sticker price
Title
Trade-in
vin
warranty

Credit 101 Crossword

Type
Crossword
Description

How many credit bureaus are there Three
Buy item on credit Finance
charge for borrowing money Interest
Installment Contract Loan
First Credit Card Dinnersclub
Credit Risk Credit Score
List of account and payment history Credit Report
open ended account Revolving
Second person on contract Co-Signer
Past due Delinquent
Relief of debt Bankruptcy
sold debt Collection
national credit reporting agencies Credit Bureaus
when bill is due Due date
Lawsuit for debt Judgement
Open ended offer to borrow Line of Credit
property taken back by creditor Reposession
loan with collateral Secured Credit
Current stat of account Status
Interest amount that adjusts Variable Rate

Buying a car Word Search

Type
Word Search
Description

Bank
Cosign
Depreciation
Edmunds
Invoice price
Lemon Laws
Repossessed
Sticker price
Title
Trade-in
vin
warranty

CENNET Crossword

Type
Crossword
Description

The mortgage insurance for FHA loans is known as MIP
Impound account are also known as Escrow
This tax bill is generally a borrower's responsibility Supplemental Tax
What loan requires authorization to close form that must be signed and completed by all borrowers on the account? HELOC
What task do you open to delete ACH/bank account info from DFT4? RESDFD
This type of insurance policy is not paid by the escrow Master Policy
What is the process of applying funds to reduce the existing unpaid principal balance of a first mortgage loan called? Recast
What program is designed to help reduce your interest charges, build equity faster, and pay off your loan early? Budget Draft
What is an alternative resource we utilize to search for a check? Synergy
Who processes a Section 8 loan mortgage payment? Supervisor
National Automated Clearing House Association. NACHA
Number of grace period days Fifteen
This law is to govern the real estate settlement process by mandating all parties fully inform borrowers about all closing costs, lender servicing and escrow account practices, business relationships between closing service providers and other parties to the transaction. RESPA
The task to open to request place a stop on a disbursed insurance check sent to incorrect address or lost. HZSTPY
What do you call the process when a loan transfers out? Deconversion
What type of refinance is intended only for client-internal refinances using an escrow rollover, because it helps reduce closing costs? Streamline
Up to how many payments are reported on the year end statement? Thirteen
What task do you open to remove a homeowner from a forbearance plan? COLCLS
Service offered to a homeowner who has been impacted by a natural disaster or pandemic Forbearance Plan
This Citi Bank service intended to preserve the existing terms by offering customers the ability to have weekly, bi-weekly, and semimonthly drafting Flexible Drafting

Mortgage Terms Crossword

Type
Crossword
Description

Home Mortgage ___________ Act Disclosure
Comparison of your loan amount to the value of your home LTV
Percentage of your debt divided by your gross income DTI
Spouse that will only be on title but not on loan NPS
Insurance that protects lenders/investors for losses due to the event of default of a mortgage loan MI
Document that most be provided withing 72 hours of taking an application Loan Estimate
Document provided prior to closing that replaces the HUD-1 and TIL Closing Disclosure
Document filed to show lien with lender is a Deed of _______ Trust
Sketch of a property showing its boundaries Survey
History of the title showing current owners and liens Abstract
Nationwide registraction system for mortgage loan originators SAFE Act
Origination, appraisal, and survey fees are know as _____________ costs. Closing
Insurance protecting the lender is known as a _____________ policy Lenders
We use the borrowers __________ income to qualify them for a loan gross
FHLB stands for _____________ Home Loan Bank Federal
Intergrated Disclosure regulation that went into effect October 3rd, 2015 TRID
Computer generated loan underwriting system AUS
An ___________ account is set up to pay taxes and insurance on a yearly basis Escrow
Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan Rescission
A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc. Servicer

Great Depression Crossword Puzzle

Type
Crossword
Description

We adapted a policy of _____________ when we fell into depression. Isolationism
The economic crisis that happened in the US and many other nations beginning with the stock market crash in 1929 and continuing through most of the 1930's. Great Depression
October 29, 1929; the day that the stock market crashed. Black Tuesday
Buying a stock with little money down and the promise of paying the debt later in the future. buying on margin
Banks demanded full payments of their loans; there was no protection in place to protect this from happening at the time. calling the loan
The US fell into _____________ when the idea of loans took a wrong turn. depression
A rapid increase in the overall price level. Hyperinflation
A continuous rise in the price of goods and services. inflation
A payment plan that allows customers to make payments in set intervals until the debt is paid. installment plan
A series of reforms enacted by president Franklin Roosevelt between 1933 and 1942 with a goal to relieve and reform Americans and to end the great depression. New Deal
Roosevelt tried to relieve and __________ for the American people. reform
People went to the banks to withdraw all of their money before the banks closed. runs on the banks
A share of ownership in a corporation. stock
A system to buy and sell stocks. stock market
Exercising control over freedom, will, and thoughts of others; authoritarian. totalitarian
Most Americans struggled with ____________ during the Great Depression. unemployment

Foundations in Personal Finance Crossword

Type
Crossword
Description

fee charged by a credit card company for the use of their card annual fee
seven steps to a healty financial plan baby steps
a plan for spending and saving your money budget
a tool used to finance purchases that you will pay off over time. credit card
a tool issued by a bank used to make purchaes from money in your bank account debit card
a set of steps used to pay off debt debt snowball
a long term rental agreement lease
temporary borrowing of a sum of money loan
a loan secured to pay off real estate mortgage
matching your bank statment to your check book reconcile

Mortgage Word Search

Type
Word Search
Description

income and debt
right to cancel
TRID
underwriting approval
mortgage insurance
automated underwriting
adjustable rate mortgage
appraised value
Cert of Delivery of Value
ECOA
loan estimate
closing disclosure
escrow
principal reduction
interest rate
lock agreement
qualified mortgage
flood insurance
hazard insurance
wire instructions
bailee letter
flood determination
appraisal
down payment
security instrument
title
payoff
Loan
High Cost testing
USDA
FHA
VA
Dodd Frank

Mortgage Terms Word Search

Type
Word Search
Description

arm
loss mitigation
foreclosure
FHA laon
fixed rate
equity
PMI
principal
refinance
late fees
mortgage
bankruptcy
credit history
interest rate
gross income

Financial Literacy Crossword

Type
Crossword
Description

a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan
the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate
the annual rate that is charged for borrowing Annual Percentage Rate
a card that allows customers to access their funds immediately from their checking account Debit Card
a card that can be used at a store, restaurant, online, etc. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card
a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card
contains information about your credit such as loan paying history and the status of your credit accounts. Lenders use these reports to make lending decisions Credit Report
the sense of regret after buying something Buyers Remorse
allows you to track your income and your expenses Budget
a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union
an amount of money that you owe to a person, bank, or company Debt