Puzzles and worksheets similar to Credit Terminology Crossword

Financial Literacy Chap 3 Crossword

Financial Literacy Chap 3 Crossword

the ability to make purchases with the promise that the money will be repaid later
a card issued by a bank, retail store or business that allows the card holder to repeatedly purchase products and services on credit
the maximum amount of money that a credit card issuer will allow you to change
monies borrowed using a credit card
the percentage you pay on the money you have charged
the least amount you can pay on the card and till keep your account in good standing; typically, a percentage of what you owe on the outstanding loan or some pre-set minimal amount if your balance is low
the average amount you owe on the credit card during each day of the billing cycle
the date by which the credit card company expects to receive your payment
the amount of money you still need to repay
the interest payment you owe on the credit card balance
a period of time, generally 20-25 days, before a credit card company starts charging you interest on a purchase
a penalty you are charged for not making your minimum payment by the established payment due date
the amount of money the credit card issuer charges you for having the credit card account each year
money you are allowed to obtain in the form of cash through the use of an ATM or bank
the total amount of money you are allowed to take from the account in the form of cash
a brief transaction history showing purchases made with the credit card since the last statement
the amount you paid on the last credit card bill you received and any other payments you may have made since the last statement
the interest rate you pay each day on the outstanding balance
the yearly interest rate you pay on the credit card balance

Credit Cards Crossword

Credit Cards Crossword

A plastic card issued by a bank or business for a purchase on credit.
The lowest amount able to pay when paying of debt.
The next best alternative that is given up when a choice is made.
A general increase in prices
The amount you have to pay on your credit card at any given time.
The name of a popular credit card.
Events recorded on the statement , such as purchases, fees, etc.
The person using the credit card, borrowing the money.
Credit cards, debit cards, or prepaid cards are examples of this.
A type of financial institution that will provide all types of banking services.
Receive cash, goods, or services now and pay for them in the future.
A person to whom money is owed. Another name for lender.
Maximum amount of money a creditor will allow a credit user to borrow.
Fee charged per year for use of the card.
The last date on which transactions are posted to the statement.
The cash received when money is borrowed on a credit card.
Agreeing to be responsible for another person's loan payments if that person fails to make them.
One of the three C's of credit
A single number that helps lenders decide how responsible you are
A confidential report on a consumer's payment history
Annual Percentage Rate of Interest equals ?
A state of being in so much debt that you are legally declared unable to pay your creditors in full.
Fees that you pay for lateness, missing a payment, etc.
The amount of days given to pay your bill
Your card is used illegally

Credit Card Crossword

Credit Card Crossword

payment received after the due date
fee/rate charged for money borrowed
card allowing purchases to be paid for with funds immediately deducted from your bank account
the maximun amount of credit you are allowed
the date you are required to make credit card payment
the amount of money owed
the type of payment put off until a future date
the type of fee charged once a year
Annual Percentage Rate
the total amount of money you owe on a credit card
the amount of credit you have left to use
the type of interest that stays the same
the type of interest that changes based on the economy
the type of balance when you have paid all of your debt

Credit Crossword


This is the three-digit number that summarizes how well a person has handled credit and debt.
This is the amount available to be charged to a credit card.
This is the maximum amount that can be charged to a credit card.
The total cost of borrowing, including interest and fees.
A compilation of the credit history of an individual, from which a credit score is generated.
The annual interest rate you will be charged if you carry balances on a credit card.
When your payment must be made in order to avoid a late payment fee.
Exceeding the amount that is allowed to be charged on a credit card.
You might be charged this if your payment is not made on time.
The lowest amount required to be paid to satisfy your current bill.
Someone who signs an agreement to pay your loan if you default.
A credit reporting agency.
This is charged yearly for use of a particular credit card.

Vocab Crossword Puzzle


The amount you pay each year to have a credit card. Some cards have annual fees and others do not.
The interest rate you will pay each month on the unpaid balances in your account.
The total charges you have made. When you do not pay your account in full, you are charged interest (APR) on the unpaid or “outstanding” balance.
The length of time between billing statements. A billing cycle is usually 30 days, but because of weekends, holidays and number of days in a month, a billing cycle may be as short as 25 days.
The interest rate charged when you take out a cash advance using your credit card. Most credit cards charge a much higher interest rate for cash advances than for regular purchases.
The most you can charge on your credit card. When you receive a new credit card, you are usually issued a set credit limit. You may be charged a fee of up to $40 for trying to go over that limit. In some cases, your credit limit may be increased or decreased.
A grace period is the time you have before a credit card company starts charging you interest on your new purchases. Most cards have a 25-day grace period. If you have an outstanding balance (you did not pay your balance in full), you will not be given a grace period. You will be charged interest on your balance.
Credit is not free! You are being lent money by a bank. When money is lent to you, you are charged for the service. This charge is called the interest or Annual Percentage Rate (APR).
A short term, usually low, interest rate offered by credit card companies to invite you to open an account. This interest rate will go up after a certain amount of time.
A payment that is received after the due date on the bill. Fees for late payments can range from $20 to $35 or more. Late payments may also trigger an increase in the interest rate on your account. NOTE: Some credit card companies will raise your interest rate if you are late with other payments to other credit card companies, even if you were never late with the company that raised the rate!
Shown on your credit card statement, the lowest amount you can pay every month without triggering additional finance charges (besides interest). Paying only the minimum payment means you will end up paying much more in interest. It is the most expensive way to use your credit card.
Often used as a "first credit card" or a way to reestablish your credit rating. This kind of card is "secured" by money you deposit in a special savings account. For instance, if you deposit $500, your credit card limit generally will be for that amount. If for some reason you cannot pay your credit card bills, your credit card bill will be paid from the savings account. You can still be charged late fees and other charges.
Fees charged when you make certain types of transactions using your credit card. Transaction fees are typically taken for cash advances and cash-like transactions, such as money orders and wire transfers.
Federal law requires lenders to tell you about the costs, terms, and conditions at the time they offer you a loan or credit card. But you have to read the fine print on the offer and on anything else they mail you.

High School and Career Planning Skills Crossword

High School and Career Planning Skills Crossword

a course that is not required but can be chosen by students according to their interests
unit of measurement that schools use to determine whether students are progressing toward graduation
the fee that colleges charge to take their classes
someone who purchases a good or service with the intent to use it
when two or more companies rival for consumer dollars
possibility of loss
a share of the ownership in a company
continuing for a long period of time to accomplish a task
someone who creates a good or service
business that two or more people own and operate

Pf vocabulary Crossword

Pf vocabulary  Crossword

Money that is charged to your account for the privilege of using a company’s credit card.
rate of interest you are charged, expressed as a yearly rate.
a person who relies on another, especially a family member, for financial support.
If you didnt pay in full than your account gets charged
a useful or valuable thing, person, or quality
piece of ownership in a company
owner of shares of a company
total amount of salary or wages paid to the individual by an employer, before any deductions are taken
You need it in order to do taxes
If your account bounces they charge you a fee
money value of a property or of an interest in a property in excess liens against it.
A fee charged when a withdrawal from an individual's bank account exceeds the available balance
something pledged as security for repayment of a loan, to be forfeited in the event of a default.
Form used to file your federal income taxes
employer can withhold the correct federal income tax from your pay.
You pay a fee for having an account
interest rate applied to your balance to calculate the finance charge.
dollar amount of purchases made on a credit card or balance remaining on a loan, not including interest or other fees.
Must have a certain amount of money in bank
money that is charged for moving balances from one credit card to another.
is money that is charged to your account if you do not pay the card off at the end of each month.

Unit D Business Math Crossword

Unit D Business Math Crossword

interest that a company charges to a credit card account for not paying the total due
the finance charge method that is based on the portion of the previous balance you have not paid
the finance charge method that is based on the daily balance
a fee assessed if you don't pay your credit card bill on time
a loan that you repay with ONE payment
the total amount you must repay on a loan
the amount of money that you borrow
the amount of time for which the loan is granted
interest based on 360 day year
interest based on a 365 day year
a loan you repay in EQUAL payments
a portion of the cash price of the item you are purchasing before financing the rest
the portion of the cash price that you owe are making the down payment
an index showing the cost of borrowing money on a yearly basis

Credit Crossword

Credit Crossword

A card that allows you to buy now and pay later
a form you have to pay every month for what you owe
The least amount of money you can pay on your card that month
a person who applies with your credit card
Annual percentage rate
a fee you pay every month for borrowing money
The most money you can borrow on a credit card
The amount you can still charge on your credit card
The cash borrowed from a credit card account
a number assigned to a person to show a lender their capacity to repay a loan
A person or company to whom money is owed
The place where they have your credit score
A plan of how much your going to spend
Lacking in a particular quality
Something that is owed
A record of your credit card purchase
inquiry from credit company when you apply for a loan or credit card
When the money you owe transfers to another credit card
money placed into a account
A charge to loan money

Credit test Worksheet

Credit test Worksheet
Matching Worksheet

It's a fee that's automatically charged once a year to your credit card account for the benefits that come with that credit card
fee charged for the use of credit or the extension of existing credit. ...
is the lowest amount of money that you are required to pay on your credit card statement each month.
is when you pay off the balances on existing credit cards or loans by transferring them to another credit card account
is an account created by a lender to represent debts where the outstanding balance does not have to be paid in full every month by the borrower to the lender.
is the annual rate charged for borrowing.
is the provision in most loan and insurance contracts that allows payment to be received for a certain period of time after the actual due date.
charged to a borrower who misses paying at least their minimum payment by the payment deadline
a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.
generally offer extra cardholder services including airline miles, etc.
is a debit card that provides funds promised by a business as a rebate. T
is a type of credit card that is backed by a secured payment used as collateral on the account
are the most common type of credit cards. They are not secured by collateral.
a service provided by most credit card and charge card issuers