A denial or revocation of credit
an individual
Any written, oral, or other communication of information by a CRA that among other things, bears on a consumer’s creditworthiness
A numerical value used by a person who makes a loan to predict the likelihood of certain credit behaviors
A person who in the ordinary course of business regularly participates in a credit decision
An entity that furnishes information relating to consumers to one or more CRAs for inclusion in a credit report
This type of a consumer report contains information as to a consumer’s character, among other things
One example of this is the written request of the consumer
This type of information may be used by a creditor to the extent that it is no less favorably used that comparable information
This type of opt-out allows consumers to restrict any entity that it does not have a pre-existing business relationship from using information obtained from affiliates to market to it.
The process where financial institutions obtain and use a consumer report in connection with a credit transaction that the consumer does not initiate to make a firm offer of credit
The information a furnisher provides to a consumer reporting agency correctly reflects the terms of and liability for the account relationship
Information provided is substantiated by the furnishers records and done so in a manner that reduces the likelihood that the information is incorrect
A dispute that is submitted by a consumer directly to a furnisher concerning the accuracy of the information in a consumer account.
One of two types of direct disputes that are not required to be investigated by a furnisher
The notice of negative information notice must be furnished this number of days after reporting the negative information.
An obligation of a consumer to pay money
An entity that regularly attempts to consumer debts for another
This type of notice provides consumers with certain basic information about each debt that the debt collector attempts to collect

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Frequently Asked Questions

What is a crossword?

Crossword puzzles have been published in newspapers and other publications since 1873. They consist of a grid of squares where the player aims to write words both horizontally and vertically.

Next to the crossword will be a series of questions or clues, which relate to the various rows or lines of boxes in the crossword. The player reads the question or clue, and tries to find a word that answers the question in the same amount of letters as there are boxes in the related crossword row or line.

Some of the words will share letters, so will need to match up with each other. The words can vary in length and complexity, as can the clues.

Who is a crossword suitable for?

The fantastic thing about crosswords is, they are completely flexible for whatever age or reading level you need. You can use many words to create a complex crossword for adults, or just a couple of words for younger children.

Crosswords can use any word you like, big or small, so there are literally countless combinations that you can create for templates. It is easy to customise the template to the age or learning level of your students.

How do I create a crossword template?

For the easiest crossword templates, WordMint is the way to go!

Pre-made templates

For a quick and easy pre-made template, simply search through WordMint’s existing 500,000+ templates. With so many to choose from, you’re bound to find the right one for you!

Create your own from scratch

  • Log in to your account (it’s free to join!)
  • Head to ‘My Puzzles’
  • Click ‘Create New Puzzle’ and select ‘Crossword’
  • Select your layout, enter your title and your chosen clues and answers
  • That’s it! The template builder will create your crossword template for you and you can save it to your account, export as a word document or pdf and print!

How do I choose the clues for my crossword?

Once you’ve picked a theme, choose clues that match your students current difficulty level. For younger children, this may be as simple as a question of “What color is the sky?” with an answer of “blue”.

Are crosswords good for students?

Crosswords are a great exercise for students' problem solving and cognitive abilities. Not only do they need to solve a clue and think of the correct answer, but they also have to consider all of the other words in the crossword to make sure the words fit together.

If this is your first time using a crossword with your students, you could create a crossword FAQ template for them to give them the basic instructions.

Can I print my crossword template?

All of our templates can be exported into Microsoft Word to easily print, or you can save your work as a PDF to print for the entire class. Your puzzles get saved into your account for easy access and printing in the future, so you don’t need to worry about saving them at work or at home!

Can I create crosswords in other languages?

Crosswords are a fantastic resource for students learning a foreign language as they test their reading, comprehension and writing all at the same time. When learning a new language, this type of test using multiple different skills is great to solidify students' learning.

We have full support for crossword templates in languages such as Spanish, French and Japanese with diacritics including over 100,000 images, so you can create an entire crossword in your target language including all of the titles, and clues.