debt collection vocabulary Crossword
Type
Crossword
Description

an official who is responsible for collecting money
A record or file of a debt.
The total amount claimed to be owed.
an amount paid or payable.
The cost of borrowing money or buying goods or services on credit. It is typically calculated as a percentage of the amount due.
a person who purchases goods and services for personal use.
The money a consumer owes, or is alleged to owe, a creditor
a unique identifier for an email account. It is used to both send and receive email messages over the Internet
As soon as a customer/consumer miss a payment, the account is considered past due or overdue.
A revenue or expense stream that changes a cash account over a given period.
a person responsible for controlling or administering an organization or group of staff.

Banking Terms Crossword

Banking Terms Crossword
Type
Crossword
Description

Bank branch offices, hours of operation, availability of ATM
Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students
Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks
Minimum balance, holding period for deposited checks
An payment system where bills are paid through direct withdrawal from a bank account
A financial cooperative owned by its members to serve its members. It offers the same financial services as a bank
Allow customers to get cash and conduct banking transactions
An account that allows you to deposit money and write checks on that account.
The amount of money currently in an account
A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services
A banking card that can be used to purchase goods and services electronically. The amount is transferred immediately.
The least amount of money a bank requires when opening an account
The money put into a bank account
A savings or checking account set up in the names of more than one person
The money a bank pays for the use of a person’s money. Interest is referred to in terms of annual percentage rate (APR)
Tells how much money you currently have in your account (account balance)
A secret number or code that protects the security of an account
An amount of money taken out of an account
A bank account that allows you to put money away to use later. The bank pays interest in exchange for the use of the money in the account
Business done with a bank, including deposits, and withdrawals
A bank employee who performs banking services for the public, such as cashing checks and accepting deposits

Credit Cards Crossword

Credit Cards Crossword
Type
Crossword
Description

Any card that may be used repeatedly to borrow money or buy products and services on credit.
Any card that may be used repeatedly to borrow money or buy products and services on credit.
A payment made to a professional person or to a professional or public body in exchange for advice or services.
A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively
The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate.
The amount of money owed to the credit card company.
A place where you can keep your money safe
When you don't pay bills on time
When you pay your bills on time
A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date.
When a person you work for or your boss pays you not in cash
A price that one has to pay
When you put money or a check into your acount
The record of use of debt.
A bank account equally shared by two or more people
Charged by a credit card company each year for use of a credit card.
A three digit number that summarizes how well a person or business has handled debt and credit
The total cost of borrowing, including interest and fees, expressed in a dollar amount.
Consumers or businesses seek legal assistance when bills cannot be paid.
An amount owed

Personal Finance Terms Crossword

Personal Finance Terms Crossword
Type
Crossword
Description

person or organization that uses a product or service
form of deferred payment
obligation of repayment owed by one party
system which goods are produced and distributed
to be an informed consumer; Financial...
fee paid by a borrower to the lender
a debt evidenced by a “note”
decisions made by an individual regarding their money
anything owned by an individual
earnings from work or investments
state of being obligated according to law
delayed gratification
detailed proposal for doing or achieving something
currency and coin that are legal tender by government
a written cash flow plan
an insistent request made as if by right
dividing money a person invests between several types of investments.
quality of an asset that permits it to be converted quickly into cash without loss of value
payment or concession to stimulate greater output or investment
obligates the borrower to make a predetermined series of payments
interest paid (daily, monthly and annually) on interest previously earned
$500 in readily available cash for emergencies only; the goal of the First Foundation
percentage paid to a lender for the use of borrowed money; percentage earned on invested principle
the 5 steps to financial success
saving money over time for a large purchase
a persistent rise in the price of goods and services
recurrent fluctuation in the total business activity of a country
an accumulated stock of wealth, whether in money of property
to bargain or exchange in trade
an agreement between two or more parties that limits the action or inaction of each party
a specified sum of money covered for by the patient’s insurance
person or firm to whom money is due
investment in stocks, property, or other ventures in hopes of gaining
not having enough paid work or not doing work that makes full use of their skills and abilities
a sum of money paid to a patentee for the use of a patent
a thing that is wanted or required
income, especially from a company or organization of a substantial nature
give, put, or send (something) back to a place or person
the degree of wealth and material comfort available
a U.S. government agency responsible for collecting taxes and enforcing tax laws

Personal Finance Chapters 1 and 2 Crossword

Personal Finance Chapters 1 and 2 Crossword
Type
Crossword
Description

All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc.
An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor)
A fee paid by a borrower to the lender for the use of borrowed money
The granting of a loan and the creation of a debt; any form of deferred payment
A system by which goods and services are produced and distributed
A person or organization that buys/uses goods or services
A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment
The knowledge and skillset necessary to be an informed consumer and manage finances effectively
Interest paid on interst previously earned
An account that generates interest income on the available balance in the account
The five steps to financial success
The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money
Saving money over time for a large purchase
A savings account that is set aside to be used only for emergency expenses
A rate which is either charged (on debt) or paid (on investment accounts) for the use of money

Accounting Terms: Back to Basics Crossword

Accounting Terms: Back to Basics Crossword
Type
Crossword
Description

describes the sources and uses of cash for a reporting period
charge for using money until repaid at a future date
security that represents ownership in a corporation; holders exercise control by electing a board of directors and voting on corporate policy
amount by which a company's value exceeds the value of its individual assets and liabilities
class of ownership in a corporation that has a higher claim on its assets and earnings than common stock
net sales minus cost of goods sold
record within an accounting system where increases and decreases in a specific asset, liability, equity, revenue, or expense are entered and stored
process of allocating the cost of an intangible asset to expense over its estimated useful life
an entry that increases asset and expense accounts, and decreases liability, equity ad revenue accounts
income statement, balance sheet, statement of changes in owner’s equity, and statement of cash flows
customers and other individuals and organizations who owe a company
journal entry at the end of an accounting period to bring an asset or liability account to its proper amount and update the related expense or revenue account
total cost of an asset less its accumulated depreciation
an asset created by selling products or services on credit
method to assign cost to inventory that assumes items are sold in the order acquired
entity created by law and separate from its owners
inflows of assets in exchange for products and services provided to customers as part of a company’s operations
length of time an asset will be productively used in the operations of a business
occurs when expenses exceed revenues
merchandise a company owns and expects to sell in its normal operations
estimate of amount to be recovered at the end of an asset's useful life
expense created by allocating the cost of plant and equipment to periods in which they are used; represents the expense of using an asset
resources owned or controlled by a company that provide expected future benefits to the company
a liability created by buying products or services on credit
obligations due to be paid or settled within the longer of one year of the operating cycle
equals a corporation’s accumulated net income (loss) for all prior periods that has not been distributed to shareholders

fundamental of accounting Crossword

fundamental of accounting Crossword
Type
Crossword
Description

Revenue,expenses and net incom/loss are show on
Credit recorded when a company purchase inventory on credit from vendors or supplies.
A long-term contract to borrow money from a creditor.
Initial investments made by owners like stock purchases or partnership buy-ins.
A creditor's claim on a company' assets.
Miscellaneous assets that are entire in product production that are too small and inexpensive to capitalize.
An asset that arises from selling goods or services to someone on credit.
A subsection of the general field of accounting that focuses on gathering and compiling data in order to present it to external users in a usable form.
Entry on the left side of an account.
A written promise to repay money.
Assets earned by a company's operations and business activities.
Entry on the right side of an account.
A resource that is owned or controlled by a company that can be used to provide a future economic benefit.
The _______ ________ statement summarizes how changes in balance sheet accounts affect the cash account during the accounting period.
The report that shows a company's financial position based on its assets, liabilities, and equity at a single moment in time.
A report that shows the income, expenses, and resulting profits or losses of a company during a specific time period
Accounts listed last on the balance sheet.
He is know as father of accounting
When expenses are greater that revenue you have a?
Money received in advance for services to be performed in the future are reported on the balance sheet as deferred revenues, _________________ revenues, or as customer deposits.
The accounts in this balance sheet classification are credited to increase them
The difference between a sole proprietorship's total assets and its total liabilities is ___________'s equity.
Coins,Currencies,checks,bank deposit this is under of____?
This is represent the unsold goods at the end of the accounting period?
. Amounts owned to other for expenses already incurred but not yet paid??
Liability to pay the bank or other financing institution arising from funds borrowed by the business from these institution payable within twelve or shorter.
assets held by an enterprise for the accretion of wealth
Accepts deposits from people and busniesses and use them to finance their business
Plans incomes and expenses
The _________________ entries come from the worksheet
An example of Revenue is
When you owe money
The fourth step in the accounting cycle is ?
This affects owners equity
The ___________________ entries are done at the end of every month
charge for using money until repaid at a future date
income statement, balance sheet, statement of changes in owner’s equity, and statement of cash flows
In accounting at least ____________ accounts are affected in a transaction
Sales minus expenses
A debt evidenced by a "note" which specifies the principal amount, interest rate and date of repayment
A written cash flow plan

Credit 101 Crossword

Credit 101 Crossword
Type
Crossword
Description

How many credit bureaus are there
Buy item on credit
charge for borrowing money
Installment Contract
First Credit Card
Credit Risk
List of account and payment history
open ended account
Second person on contract
Past due
Relief of debt
sold debt
national credit reporting agencies
when bill is due
Lawsuit for debt
Open ended offer to borrow
property taken back by creditor
loan with collateral
Current stat of account
Interest amount that adjusts

Accounting Basics Crossword

Accounting Basics Crossword
Type
Crossword
Description

Anything you own
Assets, Liabilities, and Owners Equity appear on this form
When expenses are greater than revenue you have a
An example of Revenue is
When you owe money
In accounting at least ____________ accounts are affected in a transaction
This affects owners equity
Revenue, expenses and net income/loss are shown on
__________ is an asset
When a customer owes you money
When you owe money
Sales minus expenses
The fourth step in the accounting cycle is
The _________________ entries come from the worksheet
The ___________________ entries are done at the end of every month

Credit Card Terminology Crossword

Credit Card Terminology Crossword
Type
Crossword
Description

The once-a-year cost of owning a credit card.
The yearly interest rate charged on outstanding credit card balances.
An amount of money.
A reporting agency that collects information on consumer credit usage.
The maximum dollar amount that can be charged on a specific credit card account.
A financial institution's evaluation of an individual's ability to manage debt.
The time a borrower is allowed after a payment is due to make that payment without adding to the interest owed.
Credit card issuers may offer low introductory annual percentage rates as special promotions.
The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing.
A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds.

Chapter 1-3 Crossword Puzzle

Chapter 1-3 Crossword Puzzle
Type
Crossword
Description

A person or organization that uses a product or service
The granting of a loan and the creation of debt; any form of deferred payment
An obligation of repayment owed by one party (the debtor/borrower) to a second party (the creditor/lender); in most cases this includes repayment of the originial loan amount plus interest
A system by which goods and services are produced and distrubuted
The knowledge and skillset necessary to be an informed consumer and manage finances eddfectively
A fee paid by a borrower to the lender for the use of borrowed money
A debt evidenced by a "note" which specifies the principal amount, interest rate and date of repayment
All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc.
Interest paid on interest previously earned; credited daily, monthly, quarterly, or semianually
Five hundred dollars in readily available cash to be used only the event of an emergency; the goal of the First Foundation
Percentage paid to a lender for the use of borrowed money (in debt); percentage earned on invested principal (in investing)
Saving money over time for a large purchase
A written cash flow plan
A summary that shows total income and spending for a given time period
A copy of each check you write
Series of envelopes that are divided into categories (food, entertainment, gas, etc.) and are used to store cash for planned monthly expenses.
An item that is bought without previous planning or consideration of long-term effects
Occurs when money is withdrawn from a bank account and the available balance below zero
To match your bank statement with your checkbook
A cash flow plan that assigns an expense to every dollar of your income, wherein the total income minus the total expenses equals zero