Puzzles and worksheets similar to M1st Product Knowledge Crossword

Banking Vocabulary Crossword

Type
Crossword
Description

A record of transactions, usually sent monthly statement
Automatic Teller Machine ATM
Take money out of an account withdraw
Annual Percentage Rate APR
Functions like a check Debitcard
When you take more money from account than you have overdraft
Written order to a bank to pay out an amount from your account check
Money borrowed from a bank to be repaid with interest Loan
Money paid for the use of money lent to borrower interest
the amount in account after transactions are totalled balance
Another word for money deducted from account debit
An account that pays you interest to keep your money in it Savings
An account you access with checks checking
A loan to buy a house Mortgage

Personal Checking, Savings, Money Market, & CD Accounts Crossword

Type
Crossword
Description

Available for age group 16-22 Student Checking
Student Checking offers _____no-fee ATM transactions per statement cycle at non-FFC ATMs (other banks may charge you a fee for using their ATMs) Five
This account is perfect for customers who want to eliminate account fees and maintain lower account balances. Simply Checking
Minimum balance for Interest Checking one thousand
Minimum age for Prime Life Interest Checking. fifty
Prime Life Interest Checking and Relationship Banking offer ________ATM Transactions at Non FFC ATMs (other banks may charge you a fee for using their ATMs). Unlimited
Prime Life Interest Checking offers a ______ dollar discount on safe deposit boxes. Eight
Prime Life Interest Checking has ______ minimum daily balance requirement. No
Requires $2,000 minimum daily balance to avoid a service fee. Relationship Banking
If balance falls below minimum balance required for a Relationship Banking account a _____ dollar fee is charged. Ten
Relationship benefits will be extended to all customers that maintain $15,000 in total deposits or $__________ in combine deposit and consumer loan balances (excluding mortgages and credit cards) twenty thousand
With a Relationship Banking account a customer will earn an extra ____________ on their CDs. quarter percent
___________ __________ is the only account that offers our customers No-Fee Medallion Signature Guarantee. Relationship Banking
With our __________ __________ _________ _________ our customers earn 1 point for every 4 dollars spent. Rewards Debit Card
With all of our personal accounts our customers can take advantage of our complimentary _________ ________, Online Bill Pay, Mobile Banking, & Mobile Deposit. Online Banking

Balancing a check Crossword

Type
Crossword
Description

an extension of credit from a lending institution when an account reaches zero overdrafts
A nine digit number associated with your bank account that is used to determine where to send a fund to or from Routing number
a transactional deposit account that allows you to withdrawal and deposit money basiccheckingaccount
a written, dated and signed instrument that allows you to take money out of your account to pay someone check
is a plastic payment card that provides the cardholder electronic access to their bank account at a financial institution Debitcard
Electronic funds that are deposited directly into your bank account rather than through a paper check directdeposit
A type of short-term borrowing where an individual borrows a small amount at a very high rate of interest. paydayloan
Keep their money in the bank in order to be able to loan money to each other, which helps achieve these financial benefits creditunion
the number on a check routingnumber
A bank that provides the nation with a safe, flexible and stable monetary and financial system. federalreserve

CREDIT CROSSWORD

Type
Crossword
Description

This is the three-digit number that summarizes how well a person has handled credit and debt. credit score
This is the amount available to be charged to a credit card. available credit
This is the maximum amount that can be charged to a credit card. credit limit
The total cost of borrowing, including interest and fees. finance charge
A compilation of the credit history of an individual, from which a credit score is generated. credit report
The annual interest rate you will be charged if you carry balances on a credit card. annual percentage rate
When your payment must be made in order to avoid a late payment fee. due date
Exceeding the amount that is allowed to be charged on a credit card. overlimit
You might be charged this if your payment is not made on time. late fee
The lowest amount required to be paid to satisfy your current bill. minimum payment
Someone who signs an agreement to pay your loan if you default. cosigner
A credit reporting agency. credit bureau
This is charged yearly for use of a particular credit card. annual fee

Saving and Investment Crossword

Type
Crossword
Description

a report showing your credit history and a numerial rating credit rating
an agency that collects information on how individuals pay their bills, etc. credit bureau
state of owing money to a business for a credit debt
a time during which interest is not charged to your credit card grace period
yearly cost of the loan, expressed as a percentage APR
fees based on the amount of money owe and the interest charged on the credit card interest
maximum amount you can charge on a credit card credit limit
a small plasitc card issured by a bank or financial institution credit card
as asset such as home or car collateral
your signature signed on the back of a check endorse
a void check advice of debit
items means to agree reconcile
a bank for people who are part of the same organization credit union
money taken out of an account withdrawal
money put into an account deposit
recorded tranaction in a book check register
money moved from one place to another transfer
money you pay back to a loan in regular payments installments
transfer of money from one bank account to another by electronic means electronic funds transfer
managing your money from a computer using the Internet online banking

Unit D Business Math Crossword

Type
Crossword
Description

interest that a company charges to a credit card account for not paying the total due finance charge
the finance charge method that is based on the portion of the previous balance you have not paid unpaid balance
the finance charge method that is based on the daily balance average daily balance
a fee assessed if you don't pay your credit card bill on time late fee
a loan that you repay with ONE payment single payment
the total amount you must repay on a loan maturity value
the amount of money that you borrow principal
the amount of time for which the loan is granted term
interest based on 360 day year ordinary
interest based on a 365 day year exact
a loan you repay in EQUAL payments installment
a portion of the cash price of the item you are purchasing before financing the rest down payment
the portion of the cash price that you owe are making the down payment amount financed
an index showing the cost of borrowing money on a yearly basis annual percentage rate

Credit Cards Crossword

Type
Crossword
Description

Any card that may be used repeatedly to borrow money or buy products and services on credit. Creditcards
Any card that may be used repeatedly to borrow money or buy products and services on credit. Debitcards
A payment made to a professional person or to a professional or public body in exchange for advice or services. Fees
A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money
The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Interest
The amount of money owed to the credit card company. CreditcardBalance
A place where you can keep your money safe Bankaccount
When you don't pay bills on time Badcredit
When you pay your bills on time Goodcredit
A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Credit
When a person you work for or your boss pays you not in cash Check
A price that one has to pay Bill
When you put money or a check into your acount deposit
The record of use of debt. Credithistory
A bank account equally shared by two or more people Jointaccount
Charged by a credit card company each year for use of a credit card. Annualfee
A three digit number that summarizes how well a person or business has handled debt and credit Creditscore
The total cost of borrowing, including interest and fees, expressed in a dollar amount. financecharge
Consumers or businesses seek legal assistance when bills cannot be paid. Bankruptcy
An amount owed Debt

credit & debt vocabulary Crossword

Type
Crossword
Description

fee charged by a credit card company for the use of their credit card annual fee
cost of borrowing money on an annual basis; takes into account the interest rate and other related fees on a loan APR
tool used to finance a purchase credit card
preferred method of debt repayment; includes a list of all debts organized from smallest to largest balance; minimum payments are made to all debts except for the smallest, which is attacked with the largest possible payments debt snowball
type of card, often bearing the seal of a major credit card company, issued by a bank and used to make purchases. unlike a credit card, the money comes directly from a checking account; also called a check card debit card
act of combining all debts into one monthly payment, typically extending the terms and the length of time required to pay the debt debt consolidation
a fee for the cost of credit or borrowing finance charge
process by which the holder of a mortgage sells the property of a homeowner who has not made interest and/or annual payments on the time as stipulated in the mortgage contract forclose
time period during which a borrower can pay full balance of credit due with no finance charges grace period
interest rate charged to a customer during the initial stages of a loan introductory rate
amount of money a credit card company issues to the borrower credit limit
a decline in the value of property; opposite of appreciation depreciation
a long-term rental agreement, and a form of secured long-term debt lease
the length of a loan loan term
information that has been passed on but is not true myth
your belief system; the way you see or perceive things paradigm
expense that a taxpayer is allowed to deduct from a taxable income; examples include money paid as home mortgage interest and charitable donations tax deduction

Personal Finance Definitions Crossword

Type
Crossword
Description

expenses beyond your regular monthly spending (Emergencies, vacations, social events, repairs, major purchases). Short-term needs
expenses that are costly and need years of planning and saving. Long-term needs
cash allowances awarded to students to help pay for education costs Scholarships
money may be borrowed for your education in the form of student loans
All students loans are combined into one large loan, which results in one monthly payment, rather than many payments. Loan consolidation
Forms of educational funding that do not have to be repaid and usually do not require students to maintain certain standards Grants
students can work at the campus or other college location to earn money work-study
the amount of money you deposit into your savings account principal
a deposit that earns a fixed interest rate for a specified length of times certificate of deposit
a measure of how quickly you can get your cash without loss of value. Liquidity
the date on which an investment becomes due for payment. maturity date
type of savings account that offers a more competitive interest rate than a regular savings account money market account
you are guaranteed not to lose your savings deposit, even if the blank or other financial institution fails and goes out of business safety of principal
your net pay is electronically deposited into your bank account direct deposit
represent money you have authorized your bank or other organization to move from one account to another at regular intervals Automatic deductions
a plan in which you authorize your employer to make automatic deductions from your paycheck each pay period payroll savings plan

Banking terms Crossword

Type
Crossword
Description

The balance of an account less any hold, uncollected funds, and restrictions against the account Available Balance
a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. Cashier's Check
an account entry representing money you owe or money that has been taken from your deposit account. Debit
An account entry representing money being added to your deposit account Credit
A deposit of funds that can be withdrawn without any advance notice. Demand Deposit
When the amount of money withdrawn from a bank account is greater than the amount actually available in the account Overdraft
Used to indicate that a certain amount of a customer's balance may not be withdrawn Hold
A transfer of funds from one bank to another using a network such the Federal Reserve Wire Network Wire Transfer
An account that has little or no activity for a significant period of time. Inactive account
The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. interest rate