Credit Card Terminology Crossword

allows customers to write a written check off of their available credit (cash) limit
process that makes a card ready for use
totals each day's balance for the billing cycle and divides by the total number of days in the billing cycle day of the cycle
allows a customer to transfer an existing qualified debt they have with another financial institution to their Regions Credit Card
is a periodic statement that lists all the purchases, payments and other debits and credits made to your credit card account within the billing cycle. It will show the customers due date
Department that helps monitor customer accounts for fraud and/or suspicious activity
advance to their deposit account at a branch, over the phone, or by writing an access check
refers to important changes made to a customer’s credit card agreement
If a credit card account is 6 or more days past due
the balance that is owed to you by your credit card company. This occurs, when you pay or return more than you currently owe on your credit card
Unsecured credit cards are the most common type of credit cards. They are not secured by collateral and secured credit card is a type of credit card that is backed by a secured payment used as collateral on the account
approved amount of available credit
request that a limit be PERMANENTLY lowered
request that a limit be PERMANENTLY raised
often referred to as a finance charge
is the least amount of interest a borrower will have to pay their credit card company in a particular billing cycle if a balance has accrued
is the lowest amount of money that you are required to pay on your credit card statement each month
the rate at which banks can borrow from the Federal Reserve
a low interest rate offered on your credit card balance for a certain period of time
charge for borrowing money that accrues on a credit card account between when it is sent and when the bill is paid
Protects the customer by outlining what an issuer can and cannot do