Mortgages Crossword

an intermediary who helps you find and apply for a mortgage.
Any sum of money lent to you by a lender– ordinarily to purchase a property or on a remortgage transaction to repay another lender
The final stage of the conveyancing process after exchange of contracts – when keys change hands (on a sale or purchase) and your mortgage is set up.
The difference between the current market value of your property and your mortgage loan held against that property.
when you own the property and the land it is situated on
someone who makes an official agreement to be responsible for money that someone else owes.
someone else owns the land the building is on. This is usually the case with flats although it may occur with other types of properties. There is usually a Ground Rent to be paid to the Freeholder and there may also be other charges such as service charge and insurance. The longer the term of the lease the better the security is to you and your lender.
Repayment of a mortgage in full, including interest and costs
the process of changing from one mortgage to another, possibly with a new lender.
how much your home is worth in the current housing market. This may not be the same as the amount of money you paid for your home.